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In this post I will explore the world of Payment Services Directives (PSD), where PSD agents are the unsung heroes, diligently working behind the scenes to ensure smooth transactions. If you've ever w...
In recent years, the expansion of neo-banking in Africa has seen substantial growth and development. There are presently over 450 digital banks in operation throughout the world, and their number and ...
AI has arrived in our lives — whether you like it or not. We are all knowingly or unknowingly participants in a real-life version of Turing’s imitation game — machine intelligence that is indistinguis...
Recurring deposits, often abbreviated as RDs, have long been a preferred choice among individuals seeking a secure and systematic way to save and grow their money. These savings instruments offer a di...
Artificial intelligence (AI) is one of the most transformative technologies of our time. It is already being used to automate tasks in a wide range of industries, from healthcare to manufacturing and ...
Super apps are mobile applications that offer a wide range of services, including messaging, social media, e-commerce, and financial services. They are becoming increasingly popular in Asia, where the...
Embarking on the journey of acquiring your inaugural credit card marks a significant financial milestone. This decision, however, warrants careful deliberation to ensure it aligns with your unique cir...
It is no secret that Fintech is booming across Latin America. The three largest economies —Brazil, Mexico and Argentina—, boast of extremely innovative players in a wide range of activities, including...
We intrinsically know that crypto investment and participation should be for everyone, but just how realistic is this? Crypto has been positioned as a groundbreaking financial innovation, promising...
In recent years, there has been a continual rise in base rates, which began in December 2021 and is expected to continue into 2024. At first glance, these increases appear as calculated policy decisi...
Financial inclusion is the ability of individuals and businesses to access affordable and appropriate financial services. It is essential for economic development and poverty reduction. However, billi...
Gen Z distrusts banks. Many in the under-26 age bracket blame banks for the current economic woes of the world. In their eyes, "too big to fail" means the fat cats always win, at the expense...