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Loyalty in financial services is not what it once was. Previously, people would remain with the same bank for decades. Now, with the ease of account switching, especially as improvements to the Curre...
Digitisation of banking Over the last five years the UK has seen a dramatic increase in contactless payments, with £2.9 billion spent last year, up 184% from 2015. Sweden is expected to become cashl...
The world of mobile payments is not unlike the political systems we see in many countries around the world. Three or more groups arguing; sometimes working together and at other times pulling in tota...
Introduction It all started in Jan 2016 (a year ago) when a consortium of 42 major lenders were brought together by a New York based technology company to understand and decide on the usage of blockch...
As we in India celebrated New Year’s Eve, 2016, it wasn’t lost on anyone that the magnitude of the withdrawal of 86% currency in circulation on India and the world, would be analyzed and felt for a lo...
In a recent visit to Germany I was privileged to have dinner with a seasoned solution architect. Over a vegetarian German pizza, we discussed implementing agile into legacy systems, the rise of micro ...
I am trying to validate my assumption that while European banks are today working to comply with PSD2 regulatory requirements, they will move in the next two years from a payment-centric API strategy ...
Since the financial crisis, the banking industry has been under tremendous pressure. Economic uncertainty, rising customer expectations, increased regulatory focus, intensified competition and new Fin...
It’s no state secret that Anti-Money Laundering (AML) compliance failures can cause serious harm. But what may not be obvious is that by the time the failure has made it into the public domain, the ba...
T2S will change the service buying behaviours of the bank and broker communities. Understanding the impact of this change is critical for the wider financial ecosystem. Much has been publicly discus
Donald Trump's surprise election win looks like good news for Wall Street, with bank stocks such as Bank of America, Citigroup, Goldman Sachs, JPMorgan, Morgan Stanley, and Wells Fargo all ending in t...
Each year starts with a reflection on the past and predictions for the future. In industry and politics, these thoughts are often accompanied by the idea that the coming year will be one of transforma...