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A Finextra Member

Beware the customer prospect

Loyalty in financial services is not what it once was. Previously, people would remain with the same bank for decades. Now, with the ease of account switching, especially as improvements to the Curre...

31 Jan 2017
Nanda Kumar

Demonetisation: The cash conundrum

Digitisation of banking Over the last five years the UK has seen a dramatic increase in contactless payments, with £2.9 billion spent last year, up 184% from 2015. Sweden is expected to become cashl...

31 Jan 2017
A Finextra Member

TEE and HCE: The ideal solution for mobile payments?

The world of mobile payments is not unlike the political systems we see in many countries around the world. Three or more groups arguing; sometimes working together and at other times pulling in tota...

31 Jan 2017
Sivaram Ramaswamy

BLOCK CHAIN IN CAPITAL MARKETS THE INITIAL USE CASE

Introduction It all started in Jan 2016 (a year ago) when a consortium of 42 major lenders were brought together by a New York based technology company to understand and decide on the usage of blockch...

31 Jan 2017
Monica Jasuja

Is India’s Demonetisation Decision The Biggest Disruption For Electronic Payments In 2016?

As we in India celebrated New Year’s Eve, 2016, it wasn’t lost on anyone that the magnitude of the withdrawal of 86% currency in circulation on India and the world, would be analyzed and felt for a lo...

31 Jan 2017
Bhavesh Vaghela

Are you a victim of strategic architecture?

In a recent visit to Germany I was privileged to have dinner with a seasoned solution architect. Over a vegetarian German pizza, we discussed implementing agile into legacy systems, the rise of micro ...

30 Jan 2017
Enrico Camerinelli

APIs for Transaction Banking

I am trying to validate my assumption that while European banks are today working to comply with PSD2 regulatory requirements, they will move in the next two years from a payment-centric API strategy ...

30 Jan 2017
Transaction Banking
A Finextra Member

Industrialisation to unlock the efficiency and agility of banking

Since the financial crisis, the banking industry has been under tremendous pressure. Economic uncertainty, rising customer expectations, increased regulatory focus, intensified competition and new Fin...

30 Jan 2017
A Finextra Member

AML Compliance Failure: The Gift that Keeps on Giving

It’s no state secret that Anti-Money Laundering (AML) compliance failures can cause serious harm. But what may not be obvious is that by the time the failure has made it into the public domain, the ba...

30 Jan 2017
Financial Services Regulation
A Finextra Member

T2S: How will it change post-trade service buying behaviour in 2017-18?

T2S will change the service buying behaviours of the bank and broker communities. Understanding the impact of this change is critical for the wider financial ecosystem. Much has been publicly discus

30 Jan 2017
A Finextra Member

Will the Trump administration have a repealing effect for all?

Donald Trump's surprise election win looks like good news for Wall Street, with bank stocks such as Bank of America, Citigroup, Goldman Sachs, JPMorgan, Morgan Stanley, and Wells Fargo all ending in t...

30 Jan 2017
Anthony Walton

Is 2017 The Year Of Transformation?

Each year starts with a reflection on the past and predictions for the future. In industry and politics, these thoughts are often accompanied by the idea that the coming year will be one of transforma...

30 Jan 2017

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