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The mother of all European Union banking regulations, Payment Services Directive (PSD), was adopted in its revised version – the so-called PSD2 – by the European Parliament last October. This updated ...
When I log into my online banking, I always find two account balances: the one I see on the screen (duh) and the one I need to figure out in my head (ouf!). The worst part is, neither of them are accu...
In his blog post titled The Power of Location-Based Offers in Financial Services, Jim Marous, Co-Publisher of The Financial Brand, highlights how banks can leverage the proliferation of smartphones t...
The maturity of a bank's digital services depends on the breadth of offerings and their consumption by customers through digital channels. The number of transactions happening through self-service cha...
This week I worked with Gemalto, as part of Gemalto’s #ChipAwayAtFraud campaign. I was tasked with using my “chip” card when making a bunch of every day purchases like getting coffee and shopping. Gem...
The debate over ‘last look’ in foreign exchange trading has resurfaced in 2016 as regulators continue to eye the practice and investors worry about slippage and potential market abuse. Regulators are ...
1) Canadian Regulator: you “ought to have known” your traders where spoofing. 2) NY: Broker Dealer removes 2 from their supervisory role. 3) CFTC: Adds new Regulation Algorithmic Trading with new ro...
The prevailing winds point to a strong year for the UK’s credit finance brokers in 2016. For example, in the secured loans market ‘completions’ rose by a whopping nine per cent in quarter three of 201...
Over the last few years, venture capital funds have poured billions into fintech and the frustrated investment bankers and traders that launched the sector. But how close are we really to the complete...
The P2P and crowdfunding industry was worth £3.2bn in 2015, according to the new University of Cambridge and Nesta report published this week. That sounds good, but what does it actually mean? We’ve d...
Investment management has always been a traditionally relationship-oriented business. It requires a certain level of trust, faith and sense of community for people to hand over their life earnings, th...
Cutting out the middle man equals big cost savings, chopping up to $20bn a year off of a bank’s infrastructure costs, according to an article in the FT. Blockchain will also help to nail money laund...