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Prasenjit Das

Social Media Banking as keystone of the Digital Transformation Arch

As we overcome the ‘hype cycle ‘ with mushrooming technology innovations , banks in their quest for a ‘Next generation Banking ‘ model with ‘social media’ will have a forward integration with the dig...

31 Mar 2015
Anne Plested

ESMA stops short of a no-action letter

Having taken several years to get through the review of MiFID, it was interesting to hear from ESMA chair Steven Maijoor last week that there is an appetite to “explore the mechanisms to address regul...

30 Mar 2015
Samee Zafar

Short-Circuit Banking

The definition of short circuit: “to force termination of an ongoing process before its natural conclusion by bypassing one or more intermediary steps” (Source: Wiktionary). Established industries ope...

30 Mar 2015
A Finextra Member

Global crowdfunding is predicted to reach 34bn dollars in 2015 - mega!

It’s not often that we get to write about the only global report on crowdfunding worth talking about. And this one’s doubly special, as we’ve waited for over two years to receive this report by Masso...

30 Mar 2015
A Finextra Member

Are the Millennial Generation a New Population Group in the Unbanked?

In the digital world, the advent of social media, mobile including the smartphone takeover means that a population traditionally deemed too young to take financially independent decisions are in fact ...

30 Mar 2015
A Finextra Member

33 percent of millennials don’t think they need a bank

According to the Future of Finance report by Goldman Sachs, 33% of millennials do not think they will need a bank in the next five years[1]. In fact, according to the Millennial Disruption Index, 73%...

30 Mar 2015
Abhishek Chatterjee

Adobe Digital Marketing Summit 2015 - Transitioning into Internet of Experience

Recently concluded Adobe Digital Marketing Summit in Salt lake city was clear indication of how Adobe is aligning its marketing offering for the future. In today's world, marketing does not end after ...

28 Mar 2015
Online Banking
Bo Harald

Step by step to a Real Time Economy

Never has there been more opportunities to build new ecosystems and infrastructures - and interconnect them. A very interesting aspect in this work is to see how one new or improved ecosystem is actin...

28 Mar 2015
Innovation in Financial Services
Robert Siciliano

Sheriff’s office offers Home Security Tips

Here’s good advice from a sheriff’s office about how to protect your house. Burglars and home invaders don’t give a flying hoot if you keep thinking, “It can’t happen to me and this is a safe neighbor...

28 Mar 2015
A Finextra Member

Let's start with the failures shall we?

Now there’s a downer of an opening question if ever there was one to an IT sales person. All fresh faced, enthused by all the great news he had to impart and more than a dozen reasons why his company...

27 Mar 2015
Payments strategies 2015-2020-2030
Anthony Pickup

Ubiquitous Authentication a decades old problem for the NOW generation.

In the 1960’s the user name and password system for accessing computer systems was first deployed. In mid 1970’s the ATM card and PIN was first deployed and this evolved into the now ubiquitous ATM ca...

27 Mar 2015
A Finextra Member

Left in the dark

Currently, it doesn’t really matter whether dark trades are executed under the reference price waiver (RP), large in scale waiver (LIS) or a negotiated trade waiver (NT). However, under MiFID II, the ...

26 Mar 2015

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