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A recent study on banking in social media, revealed that there is hardly any difference in the way banks design their social strategy for different geos. Innovation in social features is soon to beco...
Is it time for the U.S. payments industry to make some bold moves? Faster Payments will be a reality in the U.S. sooner than what most believe. The last time the U.S. embarked upon a "major"...
When it comes to innovation in financial services, the payments sector is leading the way. The widespread adoption of new technologies has completely changed the way we are able to make payments – fro...
Basel Committee on Banking Supervision FSB - Financial Stability Board ECB 's Liquidity, risk aggregation FINREP,COREP reporting ECB's monetar
EU standards, rulebooks and guidelines BCBS Basel Committee on Banking Supervision FSB Financial Stability Board ECB Liquidity, risk aggregation and reporting (FINREP, COREP frameworks) monetar...
Big Talk and Big Action by Mario Draghi! Europe has been in dire straits economically, what with poor productivity, high unemployment, historically low interest rates and the threat of deflation loomi...
There are two types of retail payment systems that support the overwhelming majority of today’s retail payment transactions. These are: (1) card payment systems (2) automated clearing houses – ACH – o...
In Australia, ASIC and the ABC are on the hunt for unscrupulous Pay Day lenders. Pay Day lending is the provision of small, short terms loans to people that require financial cover to pay day. Annual ...
Cyber Attack Vector… the Human Operating System is 100% Vulnerable Cyber-attacks are through the roof. Numbers from the FBI, Verizon Breach Report, The Ponemon Institute and nearly every industry so...
“Let’s create a new institution [DotEveryone] and make Britain brilliant at the internet,” said Martha Lane Fox, co-founder of LastMinute.com, during her 2015 Richard Dimbleby Lecture screened live la...
When we consider mobile payments, we often misjudge customers' willingness to embrace adoption. This is because mobile devices are only the start of a new customer journey. Customers are not switching...
Mobile payments are on the move. Presumably, it’s only a matter of time before Apple Pay leaps across the ‘pond’ from the US to begin the effort to create a global market. With contactless card use a...