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Gee, it sounds like something out of one of those 1970s TV shows about government spies, but it’s reality: Plug this little thing into a wall socket and it records the keystrokes of a person nearby ty...
As the society is riding the hype of Internet of things, we are beginning to see application of IoT in day to day life & incremental adoption at industrial scale. Mckinsey predicts that there will...
"Necessary evil." This is how many merchants in developing countries describe Cash-On-Delivery (COD) for online commerce. Although there are numerous negative associated with having to dea...
Pensions freedom: what’s not to like? The ability to maximise your retirement income by investing in other products apart from boring old annuities… the chance to cash in part of your savings and en...
For financial institutions, capital allocation challenges are an ever tightening noose threatening their very existence. Previously profitable business models are increasingly pressured, and the probl...
The Financial Services (FS) sector continually invests huge sums in IT to remain competitive and compliant in a post financial crisis world. In 2014 Celent predicted a global bank IT spend of $188 bil...
A new report from the World Bank shows that alternatives to cash are helping to drive down the cost of remittances around the world. The global average cost of sending $200 declined from 8% in Q4 2014...
I applaud the Canadian government's forward thinking about the regulation of their electronic payment system. A national cashless payment infrastructure in any country is the most important entity in ...
The UK law reform initiated by the Bribery Act 2010 created new criminal offences, with both individuals and employers potentially liable for a breach. The same year, the US Securities and Exchange Co...
This was the title of the broadcast message I received when I recently logged into my company’s business bank account. The message went on to say (and I will paraphrase here for brevity and to save th...
It took telephones 75 years to reach 50 million users, but it took Facebook and Angry Birds only 3.5 years and 35 days respectively to reach 50 million users. The pace of adoption (and impact on the i...
Strong supply chain management practices can reduce operating costs and help organizations control the costs of their logistics function. In many organizations executives are unaware that supply chain...