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The PSD2 regulatory technical standards (RTS) for strong customer authentication and secure communication are proving difficult to finalise. With the EBA rejecting the EC's amendments to its final dra...
There has been a huge amount written about PSD2 recently and much of it appears to be, with the greatest respect, over complicating the issue. Very fundamentally, to provide for all of the requireme...
That the payments industry is being reshaped by unprecedented waves of change is not news. A constantly evolving regulatory landscape, fast-developing technology, an influx of innovative new entrants ...
According to a WorldPay report, cards which accounted for over half (57%) of internet payments in 2012, will fall to 41% by 2017. Alternative Payments would rule the online payment markets with a 59% ...
Richard Ransom, Payments Solution Lead, Bottomline Technologies In recent years, there have been numerous headlines hailing the rise of a new breed of financial technology players and the downfall o...
A few years after Bautista closed his business I casually met him in a cafe nearby the Town Hall. After saying hello to him and asking how were things going (not very well, I must say) we started talk...
The 3D Secure 1.0 framework was originally introduced to address lack of consumer authentication in legacy online environments, mainly in cases where online merchant and consumer were not engaged in f...
Within the mobile payments industry, the term ‘buying experience’ is becoming increasingly prevalent as the focus moves away from the enabling technologies and the act of paying, towards enriching int...
Among the obvious advantages of chip and PIN and contactless payments via EMV*, major weaknesses have led to the banking industry suffering serious fraud. One of these weaknesses is the insecurity of ...
A few years after Bautista closed his business I casually met him in a cafe nearby the Town Hall. After saying hello to him and asking how were things going (not very well, I must say) we started tal
I recently read the following tweet: "After Banks figure this out and do something with eKYC, they will realize that people are not ready to pay MDR, want privacy" (https://twitter.com/logic...
The Payments Services Directive 2 (PSD2) is shaking up the industry, and for good reason. There is sometimes a tendency for the payments ecosystem to expect doom and gloom when it comes to new regulat...