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Interchange revenue constriction for card issuers and banks is likely to result from the settlement between Visa, Mastercard, and U.S. merchants reducing rates and guaranteeing no increases for at lea...
Banking-as-a-Service (BaaS) is one of the key trends reshaping financial services, and we’ve only just scratched the surface in terms of the impact BaaS can have across multiple sectors. Between 2022 ...
It is predicted that by 2025, ISO 20022 will handle 80% of transaction volumes and 87% of transaction value globally. In Europe, the adoption deadline was extended to November 2022. ISO stated that t...
Today, around 46 million UK adults (86% of the country’s adult population) use a form of online or remote banking. As branches and physical are phased out, banks must now differentiate themselves thr...
Its five years since we published the Access to Cash Report - Is Britain ready to go cashless? Those past five years have witnessed a whirlwind of innovation in the financial services industry. Fueled...
With the neobanking market projected to swell to $6.37 billion in 2024, and a user base expected to hit 386.3 million by 2028, the industry's potential is undeniable. Yet, alongside opportunity come ...
Companies offering in-app payments and financial services within their respective platforms are examples of applying embedded finance in non-financial services. As embedded finance alters how business...
In the dynamic realm of the stock market, investors and traders constantly seek an edge to predict trends and capitalize on movements before they become common knowledge. With advancements in artifici...
Business leaders all have different motivations for nurturing a successful company. Some strive to solve longstanding issues within the industry in which they operate, while others enjoy steering the ...
In the fast-paced realm of financial services, digital transformation is reshaping the competitive landscape. The emergence of digital disruptors has redefined customer expectations, emphasising the n...
The role of sustainable tools in banking is fascinating for many reasons. Firstly, banks are actively participating in financing initiatives beyond their practices to provide loans and investments spe...
Most people can remember a situation in their lives in which they experienced a huge amount of stress when dealing with money. Whether it was a bad encounter with online banking, a struggle when plann...