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The regulatory position on interchange fees in Europe over the last 5/10 years has shifted significantly. Whereas in the 1990’s and as late as 2002 the competition authorities gave the international ...
eBilling and eStatements: what are your paperless options for 2013. When it comes to electronic delivery of documents to your consumers and business customers, there are three choices: build your own...
Lunching with Iain Saville last week it brought back many memories of yesteryear, when the UK securities markets was reeling from the disaster that was the Taurus project. For those too young to k
Banks and credit unions know the importance of using media to maintain brand awareness. Coming up with a simple and catching idea has always been a challenge for many organizations. We want to lend a ...
We all know the statistics about the incredible growth of social media in the last years: there are now 1.5 billion social network users globally. But what came as a bit of a surprise to me (I was rea...
Is real time regulatory reporting a goal too farfetched? Aside of the theoretical premise that the earlier you know, the earlier you can prevent, is there a solid practical base to the argument. Would...
On the train this morning, I was browsing through London’s Metro newspaper to see who the latest 'victims' in The X Factor, Strictly, I’m a Celebrity etc, were (incidentally, it’s probably the people ...
Introduction I’ve just recently finished reading two books. The first was “Bounce: Mozart, Federer, Picasso, Beckham, And the Science of Success” by Matthew Syed. He is a British journalist and broad...
Banks need intelligent IT to increase workforce IQ In another Finextra blog post this month, it was highlighted that as banks move towards agile forms of managing their business, they are dismissing...
Liquidity has moved further and further up banking executives’ agendas thanks to the growing industry focus as well as regulatory demands for more liquidity to be available in banks. Following the 200...
The relationship between banking and small business financing is not a healthy one. Recently this has become more extreme as media attention increasingly focuses on the failures of high street banks ...
Shadow banking may sound like the demon brainchild of Dr. Evil and Gordon Gekko, but about half of the banking system’s assets are in this mostly unregulated realm of finance. And global regulators at...