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Digitalization involves exploring business models and platforms using digital technologies, devices or techniques to yield several benefits in various aspects of life. Digital solutions can simplify a...
Conventional banking is undergoing rapid transformation because of technology changes happening across the globe. The trusted brick and mortar infrastructure in which all transactions occurred through...
Well it’s definitely ready and the data and organisations to support you are established, so here’s what we know… Traditional Scoring Methods/Data The UK market typically engages with 1 or more of t
Turkey’s Banking Regulation and Supervision Agency (BDDK) is moving ahead with plans to permit the use of the Internal Ratings-Based (IRB) Approach to credit risk. Having relied on the Standardized A...
The standardised approach for measuring counterparty credit risk exposures (SA-CCR) is only one of the new Basel measures scheduled to be introduced shortly. Some would say it is the first part of “B...
As banks across the globe go digital and compete with each other to provide digital offerings to retain existing customers and attract new ones, it would be interesting to understand how far they have...
Banks can meet changing customer expectations, but it won’t be easy. Partnering with the best Fintech firms will be a tremendous help. But what will characterize the best Fintechs? This is the fourth ...
In today’s world, where technology is central to every industry, it has become increasingly important to deliver software not only faster, but safer, in order to stay competitive. One of the markets w...
PSD2 is upon us. As all banks know, the industry has around two years or so to comply with this directive, despite there being a lack of clarity around certaintechnical areas. Perhaps because of this...
The concept of digitization, referring to digital platforms, digital services or digital channels, has been making waves in the financial services industry across the globe during the past few years. ...
This week’s closing date for the ESMA consultation, which sets out amongst other things a non-exhaustive list of transaction reporting examples as Level 3 guidance, is a keen reminder of just how muc...
It’s that time again. Nine months after we were poised at the brink of the launch of Apple Pay, we are now all agog for the latest mobile payment method to step into the arena – Android Pay. This come...