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Retail bank branch closure is a growing trend in several countries as a cost cutting method. The thinking behind this is logical: branch banking is expensive so it makes sense to drive customers to ch...
The production of a major brand’s gift card scheme can present numerous challenges for Retail Managers, but it doesn’t have to be this way... In my opinion, gift card managers for major UK brands don’...
The migration from paper payments to electronic payments continues in a steady and inexorable fashion. Helping to accelerate this movement are the card networks and technology providers who are ena
Last month I attended a fascinating Marketforce conference on ‘The Future of Digital Banking’, which explored how to optimise digital channels. It got me thinking about how banks and financial service...
Recent rumors have shown some companies have been allowed to both see and trade before officially numbers have been announced . They attempt to justify that these figures were given out in the publi...
The average tier one investment bank today is dealing with a very complex trade processing infrastructure. You’d expect the infrastructure to resemble a high speed rail line fully optimised to delive...
At this year’s MobeyDay event in Barcelona we got a little sand, a lot of sun and a whole lot more social media. Even though discussions were had over a wide range of mobile banking topics, it still f...
As the digging into the scandal around London, Singapore, Tokyo and Euro Interbank Offered Rates (LIBOR/TIBOR/SIBOR and EurIBOR) continues, it seems increasingly obvious that many financial benchmarks...
Steady progress
Observations: 1. the public sector is the main user of banks e-id services and the growth continues as bank e-id also can be used for electronic signatures 2. e-commerce transactions are real time pay...
Observations: 1. banks have signed up 230 000 enterprises (mostly for b2b) - almost all active ones in the country 2. volumes grew very fast in 2012 but will accelerate this year
Observations: 1. 5,4 m citizens have made 5,8 m e-banking contracts (pay for the service to two banks in many cases) 2. transactions continue to grow fast