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Last week I attended a European fintech conference in Amsterdam. I’m no stranger to these events but this one was different, in a number of good and diverse ways. This one had topics ranging from mobi...
"This is Not War, This is Extinction” Optimus Prime – Transformers Age of Extinction There is a very high probability that you are viewing this article on your phone, tablet or other mobile devic...
I used to work in an office in the Fruit and Wool Exchange on Brushfield Street in London back before Spitalfields Market was done over in the midst of the dot.com booming late 90s. A client dropped b...
The mobile phone has established itself as a crucial part of our daily lives, with over 34% of adults checking their phone within the first five minutes of waking up. A predicted 46 million smartphone...
Hackers holding banks, companies and individuals' information to ransom sounds like a Hollywood plot, but it's very real. Ransomware - malicious software that encrypts data on internal computer system...
Let's face reality. Customers want what they want, when they want it and how they want it. In this new world, you have to adapt, and fast. A recent study from Facebook suggests millennial customers w...
In follow up to my recent blog post about market abuse and banking culture, it’s worth noting that the new Senior Managers Regime (SMR), designed to improve individual accountability in the banking a...
Blockchain (distributed ledger) technology is at the height of the hype cycle. VC funding so far has exceeded $1 billion. Banks, payment and clearing systems, government agencies and service provider...
The national living wage ignites the business case for cash office automation but retailers need to be wary of overpriced solutions. Automated cash counting safes have been around a long time but UK r...
The European Union stress test of clearing houses for derivatives will be published on April 29 according to Reuters. Our clearing houses serve the role of being a buyer to every seller and a seller ...
Global card transaction volumes outnumber global interbank payment volumes by a wide margin: approximately 206 bn txns v 108 bn txns per year (Accenture Research). Card transactions use almost univers...
Recently I've made a post about the importance of preparing for PSD2 already now. Even though it got quite popular, I thought to myseulf - why don't we take a step back and focus on expaining banking...