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There’s a very public evolution in the mortgage market as it adapts to new regulatory requirements. At the same time, there is a very quiet revolution in business and consumer technology. Consumers ar...
The financial services industry has a vast reservoir of data on their customers, but is in the infancy stage of utilizing this data for financial or competitive gain. In a study published by the IBM I...
Banks are under pressure to deliver growth to ensure long-term survival. But growth initiatives of new services and products are dependent on the application of new operational processes, including re...
At precisely 20:26 local time my Yahoo app began buzzing like a bee hive. 72 ‘Mailer-Daemon’ failure to email messages popped up one after the other in my home-use email. Shortly afterwards I star
A recent report from Gartner on worldwide payment forecasts provides five key lessons for retail banks regarding their approach to mobile payments. 1/ Divert your investments from NFC to alternative s...
Following a visit to PayExpo at Excel (nothing to write home about, as far as most of the exhibitors are concerned), I attended the FinTech Road Show today which was supposed to showcase some of the m...
So, you have received the news by now. And, most likely the Mexico change is starting to make waves through the organization. Well, hopefully it is making waves because if it’s not, it surely will co...
I have discussed how Payment Factories can help improve efficiency by centralising payments. I’d like to examine in more detail how a Payment Factory can improve cash visibility across an organisation...
It’s a little over a year since the introduction of European Short Selling regulation and already it’s time for the European Commission to prepare its review. With its report due by the end of this mo...
Bankers have a reputation of being very conservative and well, frankly, boring. As an ex-banker I’d like to defend this and say that rather than the image of grey suited accountants, they should be se...
We always imagine a corporate environment as something populated with people with stiff backs and unsmiling faces, neck deep in trying to earn millions for their organization. While the last may be tr...
With an increasing need for banks to increase revenues and decrease costs, optimizing every marketing contact has never been more important. In addition to leveraging multiple channels to generate a s...