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A Finextra Member

Navigating Payments and E-Money Regulation in Europe

Two important new EU directives are encouraging new and significant competition in consumer payments. The transposition of the 2nd E-money Directive into the laws of individual EU states must be comp

04 Apr 2011
A Finextra Member

Using AES and triple DES to protect cardholder data

In order to make compliance with PCI DSS requirement 3, “Protect stored cardholder” data and requirement 4, “Encrypt transmission of cardholder data across open, public networks” easier, merchants aro...

04 Apr 2011
A Finextra Member

OTC clearing: A fractured global approach

With not long to go until the Dodd-Frank Wall Street Reform and Consumer Protection Act in the US becomes effective, there still remains great uncertainty as to how regulation of the global OTC deriva...

04 Apr 2011
A Finextra Member

Corporates demand e-invoicing from banks

At our recent European client conference, our polls demonstrated that an overwhelming majority of corporates are now demanding e-invoicing services from their banks. When asked: “If you could easily s...

04 Apr 2011
Robert Siciliano

3 Year Olds Identity Stolen To Buy Porn

A thief hacked into a woman’s checking account and used her daughter’s name on an electronic check to pay for an online porn subscription. The FBI believes this is a relatively new scam, with reports...

02 Apr 2011
Robert Siciliano

Managing a Digital Life Snooping on a Spouses Email

Your spouse, boyfriend, girlfriend, or partner just headed out to do errands without logging out of his or her email account. The computer’s sitting right there. Would you feel compelled to check it o...

02 Apr 2011
A Finextra Member

Swedish use of electronic invoices hits new records

Growing numbers are said to allow for environmentally-friendly payments using e-invoices The Swedish Bankers Association reported that the use of electronic invoices has hit new records. Compared to ...

01 Apr 2011
Innovation in Financial Services
Bo Harald

Consumer e-invoicing 2004-10 in Sweden

Negative carrots have helped a lot: Noteworthy: - growth 11,9m - 14% of payments in Internet banks now e-invoice initiated - 34% of e-bank customers receive e-invoices

01 Apr 2011
Innovation in Financial Services
Bo Harald

In praise of negative carrots..

TeliaSonera (the leading Nordic telco) announced this week in Finland that they will increase the charge for sending paper invoices to corporate customers from 5 to 10€. Consumers are charged 1,90. Th...

01 Apr 2011
Innovation in Financial Services
Russell Burke

And another one

Charlie Sheen Keeps "Winning;” Named CFPB Director In a unanimous vote, Congress named former "Two and a Half Men" actor and self-proclaimed "Vatican assassin warlock" Charlie...

01 Apr 2011
Brett King

UK Olympics to trial RFID biochips under athletes skin

In the latest attempt to capitalize on the NFC and RFID hype, the rumor mill has exploded with news that the IOC and the team behind the London Olympics is trialing new RFID bio-chips. The micro RFID ...

01 Apr 2011
Innovation in Financial Services
A Finextra Member

When the US Payment is the Foreign Payment

The North American B2B Payments landscape is somewhat unique, due in large part to the significantly high use of checks as opposed to ACH, wires or cards. The shortcomings of checks are well known and...

31 Mar 2011
Payments strategies 2015-2020-2030

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