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Over the last year I have stumbled across a number of people that all prescribe transaction authentication as a trustworthy way to solve eBanking fraud. Both security researchers, security specialists...
Fluid Dynamics has a lesson for Payments Industry. When fluid velocity increases, fluid pressure decreases. This scientific principle - Bernoulli Prinicple - is foundational in Fluid Dynamics which
This week's debate at the Long Finance roundtable, the influential think tank of academics associated with the finance industry presented the "Search for the Eternal Coin" to an engaged audi...
As we dally in Europe with double-dip recession or recovery, and the Greek financial woes, life is indeed strange at the moment. And so is our attitude towards SEPA. There’s a poignant old expression:...
Today, copy machines, fax machines and many printers are just like computers; they’re smart and they have hard drives or flash drives and can store data that can be extracted. Peripherals in the olden...
I don’t know about you, but high school was a nightmare for me. I spent a lot of my time in the assistant principal’s office for fighting. My taste for GQ style clothing along with slicked back greasy...
For an industry which has been established as part of part of the bedrock of society for centuries, the degree and speed of change experienced in the banking sector over the past 15 years has been li
Most of the Swedish Banks are in the move towards making their customers become electronic citizens, by equipping their customers with a banking card that also contains an electronic identity. This en...
Within the payments industry I see an unsustainable model forming. Volumes of payments that need to be scanned are on the up. There have been several new regulations recently such as those set out by...
I spent most of yesterday at the FIX Protocol EMEA event. For my string of live Tweets, follow the #finxlive hashtag, or @LizLum. From now on we will try to incorporate #finxlive into our live Tweets ...
The power of the alerts announcement from Visa and Wells is all about the 'network effect', that dot.com-era label for networks gaining in import as they gain in size and diversity of content. When EB...
Listening to people from different parts of Europe, everybody claims that banking went online, and the role of branches significantly decreased. In my example, the last times i visited a branch of my ...