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RegTech has grown from a niche, fledgling subset of the FinTech ecosystem to one of its most promising and exciting areas. RegTech, or ‘Regulatory Technology’, is a term used to describe the current g...
The SEC’s Rule 613, which created the Consolidated Audit Trail (CAT), is estimated to be the world’s biggest data repository for options and equity trade related data, collecting thousands of terabyte...
Good Help is so Hard to Come by After All As of the writing of this article, the popular recruiting site Indeed.com returned 1745 search results for the query “Data Scientist Financial Services” (If y...
The usage of mobile banking has morphed from being a privilege to a necessity. Banking apps roll out regular updates with a view to provide the most user friendly customer experience. With innumerable...
Many mobile device users are aware of basic fraud prevention steps like not clicking on suspicious links or downloading unknown apps. But what if the malware threats of the future come preinstalled on...
Around the world, regulators are considering ways to encourage traditional players to ‘open up’ customer data to stimulate competition and standardise security protocols. While regulation is already o...
The UK is becoming a country of renters rather than home-owners according to a recent government whitepaper. The proportion of people living in the private rented sector has doubled since 2000 and j...
After many years of attending and speaking at conferences, I thought it was finally time to share a few ideas about how to approach these events. The final impetus was when, having recently chaired a ...
Following on from the UK’s decision to introduce new coins, there has been a lot of debate around the value of the expensive change over. So much so, that many have looked at whether we would have bee...
Introduction Know Your Customer (KYC) processes require banks to validate and verify primary documents as part of due diligence. Currently the market is flooded with KYC utilities that help manage the...
According to Cisco there is £326 billion at stake through digital transformation in retail banking. That's either in revenue opportunity or cost savings. With the profound shift in consumer behaviour ...
CBInsights quote "Venture Capital Funnel Shows Odds of Becoming a Unicorn Are Less than 1%" seems to imply everything else is failure. I strongly disagree. They reinforced this impression by...