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A Finextra Member

When is a Bank a Not-a-Bank?

There is a right old buzz about the new wave of “challenger banks “and “non-banks”. But what you won’t find is much about what this means. What is going on? Which are banks? Which are not? And i...

20 May 2015
A Finextra Member

Retail banking trends in the Middle East in 2015. A review and forecast.

The Middle Eastern market with the UAE, Kuwait and Saudi Arabia – to name the most important – is a special one. Customers in this region are used to receive an excellent service. Banks need to take c...

20 May 2015
Richard Carter

The digital banking revolution - will digital banks save the mainstream bank?

More than £1.7 billion is now transferred each week using mobile phones or tablets at the major UK banks. Consumers’ demands of their bank are changing at an increasing rate as internet and mobile ban...

19 May 2015
A Finextra Member

The CIO: from gatekeeper to enabler

As a result of new and advanced technology, significant transformation has been made to the way enterprises operate. Business units, particularly software and web development teams, but also marketing...

19 May 2015
Tom Hay

Access to Payment Clearings - Behind the Green Door

“All I want to do is join the happy crowd behind the green door”. So sang Jim Lowe in 1956, and we’re hearing something similar from smaller banks and non-bank financial institutions today, pressuri

19 May 2015
A Finextra Member

Retail money must stay in crowdfunding

There’s a curious “truth” doing the rounds in the peer-to-peer sector. It goes something like this: Institutional money has arrived in crowdfunding big time. This is a fantastic endorsement of this g...

19 May 2015
A Finextra Member

Digital innovation in banking

The adoption of digital technologies is accelerating the convergence of the corporate and retail worlds and a more customer-centric set of services are increasingly being demanded of banks, financial ...

19 May 2015
A Finextra Member

DIGITAL BANKING Tips - Tip 11: Increasing Security with Fraud Detection Systems

In the previous Digital Banking Security tip, I have mentioned about what are needed in order to prepare a nice security cocktail for your bank and Fraud Detection System (FDS) is one of the most crit...

19 May 2015
Innovation in Financial Services
Anthony Pickup

Why do some retailers prefer CASH?

Whilst visiting a friend in Leigh on Sea I saw a sign that showed cash is still king. A ‘10% discount for cash sales above £3’ was offered at a pharmacy. This was interesting because we have been see...

18 May 2015
A Finextra Member

Ignore payment innovations at your peril

With the retail landscape becoming increasingly competitive, businesses are constantly looking for new ways to stay ahead of the competition and steal market share. Internet shopping has evolved signi...

18 May 2015
Craig Ramsey

EBADay focus on Immediate Payments comes up short

Rather predictably, this year’s EBADay conference in Amsterdam was dominated by conversation of Immediate Payments. The great and the good from the industry came to discuss how we can all improve our ...

18 May 2015
Ramani Balakrishnan

TRID is almost here- are the mortgage lenders ready?

- are your product vendors ready ? - if you are moving from one LOS to another, are u making changes in both LOS? -are you sure your product vendor will support all loan types? -how do you collaborate...

18 May 2015
Financial Services Regulation

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