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Just because I have a smartphone, doesn't necessarily mean I want to do everything on it. For me, a smartphone is useful for browsing or grabbing snippets of information, and I even use it as a teleph...
There are 10 basic ways a crook can easily rob your identity by getting at your credit card or open a new credit card in your name, but there are also ways you can prevent this from occurring. Simpl...
In a post I wrote last August I discussed innovation in banking, referencing the Swedish bank Handelsbanken and its different approach to training and personalised customer service. Now, it seems thi...
The settlement lifecycle for equity trades is being shortened from T+3 to T+2 across developed markets. Cost benefit analyses have shown support from correspondent banks, custodian banks, buy-...
An astonishing situation has arisen in UK courts, whereby fraud cases brought by the State are being dropped as the defendants claim to be unable to find defence lawyers, following budget cuts to publ...
The Basel Committee on Banking Supervision (BCBS) has published a final standard for calculating regulatory capital for banks’ exposures to central counterparties (CCPs). This will replace the interi...
Many businesses often fail to set accurate sales targets. A standard method is to simply look at the previous year’s revenue and add what appears to be a reasonable rate of growth. However, this does ...
Crooks want your health information. Why? It’s called medical identity theft, and it’s not going away too soon. In fact, the ACA (Affordable Care Act) has only fueled the situation, says the Ponemon...
Businesses that focus on the big security breach may very well be missing the smaller threats that can do serious damage. A human can easily kill a gnat. So how is it that just one gnat can drive yo...
The Chairman of the European Insurance and Occupational Pensions Authority (EIOPA), has given a speech on “The road to a true single market in financial services”. In respect of the challenges for cr...
Scammers are at it again, this time with green dot cards: a pre-paid debit card available at stores. It can work like this: Let’s say you run a small business. You’re out and about, then return to f...
In a recent UN/ICAO commissioned survey on the use of signatures in passports, a number of countries including the UK recommended phasing out the long held practice because it was no longer deemed of...