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M-PESA in Kenya is widely regarded as an outstanding success in mobile money. The service has around 17m active customers and in 2016 generated about $400m in revenue for Safaricom, its parent company...
As Anti-Money Laundering (AML) regulations and expectations have continued to grow and change (e.g., the new FinCEN CDD Rule and the 4th EU Money Laundering Directive), so too have the expectations of...
Now also The Netherlands (I am a Dutchman!) has its broad-based collaborative blockchain initiative. At the end of last month (30 March 2017), there was the official kick-off of the National Blockcha...
That is a slogan. Of a global multinational company. That for four years operated under Chapter 11 bankruptcy - the largest and longest bankruptcy case in the history of that industry. A couple of yea...
The word ecosystem is often used when discussing payments. Whether it’s to describe how a payment is made or to discuss a partnership or even understanding your place in the value chain. Though part o...
Research by Equifax has found that consumers want the process of applying for financial products online to be quicker. People want an immediate decision on loans, and a decision within a day on bigge...
We all have days where we don’t remember important things like keys or wallets. Recently I had one of those days. I had run out of the house in a rush and, at lunch, I realised I had forgotten my purs...
As smartphones become technologically advanced and widespread, people are using them for managing their business, to manage their social media accounts, play games, transfer information, communicate d...
Maurizio Canton, CTO EMEA, TIBCO Software As PSD2 drives the compulsory introduction of open APIs in banks, now is the time to go beyond compliance to achieving digital goals. Application Programmin...
In a recent article by Pjotr Kaminski and Kate Robu both working for McKinsey&Company an outline is given for a more structural solution to deal with ever increasing regulatory requirements and
The current debate between ESMA, the European Commission and market participants on the establishment of networks of systematic internalisers (SIs) is unsurprising given the amount of regulatory cha...
It's with great pleasure I am now able to share the findings from my latest Intermediary Mortgage Survey. The survey findings represent 27 lenders, who between them represent an 86% share of gross mor...