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As far as we know, today, the European Markets will be moving to a T+2 settlement cycle by the 4th quarter in 2013. This is a precursor harmonisation, necessary for the implementation of T2S in 20...
In a previous post we looked at the pressing need for retail banks to embrace customer-led innovation. Whereas innovation may have been a priority in the past, the threats banks now face from outside...
As I travel around Asia talking to companies about eBilling and looking at what eBilling solutions have already been implemented, it strikes me that the whole eBilling business is mired in misleading ...
The 2012 Identity Fraud Report: Social Media and Mobile Forming the New Fraud Frontier report released by Javelin Strategy & Research Data Breaches increasing and more damaging – “One likely contr...
In Part I of my Risk-based Collections blog series, I described the differences between Judgmental and Statistical Scoring models. In part II, I will expand upon the specific uses of these models, i...
Corporations remain under continuous pressure to reduce costs and improve operational efficiencies. One of the easiest ways to do this is by migrating payments from check to electronic. However, I am ...
For a long time, I've been hearing about how electronic bill presentment and payment (EBPP) solutions enable greater cross-selling and upselling by billers. For the uninitiated, EBPP, among other thin...
If you were hit by a bus, and passed on to whatever heaven might exist, would you care about your Facebook page? Probably not. But your loved ones more than likely would. Things like email, websites, ...
Having spent the greater part of the past two months on the road, speaking and debating with digital bankers, payment thought leaders, mobile evangelists and the like, it has become clear that for mob...
I've let the ball drop on blogging for the past few weeks, but have been thinking a lot about the issues. The Post Trade Forum debate on Are Clearing Houses Increasing Risk? will take place on Tuesd...
On the surface of things, it is unsurprising that figures released this week suggest that mobile payments are the future. KPMG predicts that global m-payment transactions will grow 97% per year, over...
As I write this blog, every second a new customer is added to the banks clientele and also a new competitor sprouts out somewhere on the landscape. With the emergence of 'everything online' the custom...