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A Finextra Member

Chip-n-PIN online - is there a business case for it...

Secure Electrans are on a mission to combat e-comm fraud. The concept is simple - give consumers a free PIN pad for home use, so that every e-comm transaction can be done with the same level of secur...

18 Jul 2013
Innovation in Financial Services
A Finextra Member

Government fails to rubberstamp ringfencing...

The Treasury's response to the Parliamentary Commission on Banking Standard's investigation, published last week, was largely greeted with relief in the City with share prices on banks soaring. But th...

17 Jul 2013
A Finextra Member

Risk Management and the Tour de France

A professional cycling team's captain is not unlike a big bank's risk manager It’s July, and to many that means just one thing: the100th edition of the Tour De France! Established in 1903, ostensibly ...

17 Jul 2013
A Finextra Member

Mobile banking - it's time to believe

Mobile banking is something that many in the UK banking sector have been resolutely sticking their heads in the sand about. Latest figures from industry analysts show that the UK lags well behind

17 Jul 2013
Disruption in Retail Banking
A Finextra Member

Why NFC on iPhone doesn't matter. At all.

The rumours about iPhone and NFC are being circulated again. That caused a new wave of excitement within the NFC community where NFC-enabled iPhone is seen as the white knight. Yet, if (IF!) Apple in...

17 Jul 2013
Innovation in Financial Services
A Finextra Member

EIOPA publishes findings on Solvency II long-term guarantee

The European Insurance and Occupational Pensions Authority (EIOPA) has published its technical findings on the long-term guarantee package, a set of potential measures aimed at facilitating the provis...

17 Jul 2013
Financial Services Regulation
A Finextra Member

Young people, the future of digital banking?

July’s ‘Wired Money’ event saw a range of innovators, entrepreneurs and start-ups pitching their new financial technology business ideas. One topic that really captured my interest was firms addressi...

17 Jul 2013
A Finextra Member

Easing the pain of data migration during merger activity

When companies merge, combining IT systems is always a headache for IT departments, but migrating data to the Cloud adds a further level of complexity. In these instances, there are three main issues ...

16 Jul 2013
Tushar Chitra

Playing Games With Customers? Part 2 of Gamification Series

So, the sequel to how the nascent trend of gamification is raising its head amidst various user engagement innovations is back. While the focus in my last post was to create an appreciation of the po...

16 Jul 2013
Future Finance
Manish Jain

Catering to Customers on the Cloud

Capital is expensive, compliance is exacting, competition is intense and customer dynamics have changed – that, in brief, is the 'New Normal' in banking. As the pressure on margins and profitability m...

16 Jul 2013
A Finextra Member

OECD consults best practice in regulatory enforcement

The Organisation for Economic Co-operation and Development (OECD) has published a consultation paper - “Best Practice Principles for Improving Regulatory Enforcement and Inspections”. The consultatio...

16 Jul 2013
Financial Services Regulation
Olivier Berthier

Mobile vs. desktop-based online banking

In an era of mobile first, when any software product manager is chastised for not putting mobile front and center in any roadmap, and when online giants like Facebook pivot to mobile in a big way (or ...

15 Jul 2013
Online Banking

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