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There's a powerful combination of pressures at work in the banking industry – some of which challenge the very core of banking business: information and delivery. Aside from the global political, econ...
Last December the European Retail Payments Board (ERPB) proposed a definition for a European wide immediate payment solution, which included the following summary text: “Instant payments are hence def...
All companies try to align their strategies to what their clients demand. So it is usual to have a bunch of people thinking about clients' current and future requirements. Thinking about my limited w...
Providing digital financial services requires high level of security both on the client and bank side. At the same time, Digital Banking growth can only be achieved if the security and the functionali...
Today the SCF market is established on the premises that risk is priced on the anchor buyer’s credit worthiness. This is what I would call SCF 1.0 I am however seeing signs of a significant shift wher...
Historically, customers would remain with a bank as a result of a family convention or as a matter of convenience. Thanks to competitive banking options and the advent of 7-day switching, comparison s...
I had an interesting personal experience today with my bank. This is one of the top high street banks that many cite as having bad service, but to be honest I love them, I think they are great and re...
A major challenge for full financial inclusion is extension to the poorest households in rural areas. Even in the presence of access to mobile services, the lack of financial literacy, unawareness of ...
What would you rather have happen to you? A Russian ring of hackers has infiltrated your computer and smartphone and is hell-bent on taking control of your finances, social media life, even the smart ...
“Mobile Payments” term may trigger different images in everyone’s mind: from Apple Pay to paying parking fee via SMS. Although some players fight for the market dominance, it is hard to guess which on...
“Evidence shows us that the 20th Century Corporation is dying and that it’s being replaced by a new breed of Millennial Organisation that operates, scales and runs in an entirely new way. In order to ...
So, as of June 8th 2015 , 18:45 BST, Apple (Pay) is coming to the UK. And so they should! As recently reported by Worldpay [link] the UK market is at a tipping point for contactless. This means this ...