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Over the past three months I’ve covered 10 transaction banking topics that can help take your institutions from good to great. For the second half of my blog series, I’ve covered topics from non-funct...
It was interesting to see many Finextra readers defending cash. Most arguments in favour of cash are based on sentiments, rather than hard facts. The best authority on that subject, IMHO, is Dave Bir...
Established just over a year ago, the creation of the FCA has attracted controversial opinions from the start. Most recently it faced condemnation for pre-briefing regulatory plans that shocked the in...
Financial Inclusion (FI) is often seen as outreach of banking to underserved and unbanked regions and people. To me this is limiting the potential of FI. I see FI as a vehicle for innovation with th...
The concept of an Investment Book of Record (IBOR) is gaining in prominence. Many asset managers, with complex IT infrastructures and outsourced operations, are coming to see that the use of tradition...
The UK's long-term savings and investment industry is undergoing significant upheaval as the Government moves to make major changes. George Osborne's radical Budget is set to offer greater freedom to ...
It seems that developing countries who are lean through necessity, Africa is a good example, with less legacy technology and changing economies, including a burgeoning trade flow that requires more ef...
Over recent months, many young customers in America have choosen to switch to banks that don’t have branches such as Simple(bank) in US or are using companies that are not traditional banks like Squar...
Cash may be losing ground to alternatives but it is still 47% in Australia and 85% of all retail transactions globally. It comes down to: 1/ Anonymity - Many segments of the economy are still cash and...
The European Securities and Markets Authority (ESMA) is turning up the heat on national regulators to enforce and monitor MiFID conduct of business rules, where Article 37 of the MiFID Implementing Di...
Payments need to be profitable once again, as well as compliant. The good news is that they can be. Granted, payments are not the dependable cash cow they once were – a guaranteed profit producer, eas...
As this year’s EBAday approaches, there is plenty of talk about what the retail payments landscape of the future will be like. Just as recent years have seen rapid change in this field, this trend onl...