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Having recently returned from sunny Helsinki (with a few light showers!) I thought I would share a quick blog on the 2014 EBA Day conference. Firstly it was bigger and better attended than ever befo...
Trawling through the mass of articles reporting the closure – or planned closure - of large numbers of bank branches worldwide, you would be forgiven for thinking the end of branch banking was nigh. ...
Earlier this week, the British Bankers' Association (BBA) called for greater collaboration between UK banking institutions, claiming that Britain's entire financial system is vulnerable to a cyber at...
No matter what part of the payment industry you’re in, earning and retaining your customer’s trust is paramount. In light of numerous data breaches and even government spying, companies the world over...
Late last year, Business Secretary Vince Cable stated he felt the Funding for Lending Scheme (FLS) wasn’t working and rightly so. Figures from the Bank of England FLS[1] showed that net lending to sma...
Did you know “The Man Who Mistook His Wife for a Hat” book? Written by Oliver Sacks, the book tells stories of individuals afflicted with fantastic perceptual and intellectual aberrations. It includes...
Exchanges have changed tremendously in recent years. The concept of a public market for trading securities has continued to evolve ever since the first exchange was established in 13th century Belgium...
PIN may sometimes stand for pilfered identification number if a hacker gets yours. And it’s easier than ever for thieves to get your PIN from an ATM, coming up with clever ways to beat security techno...
The management of intraday liquidity – defined by the Committee on Payment and Settlement Systems (CPSS) as “funds that can be assessed during the business day, usually to enable financial institution...
An interesting couple of days at the International Derivatives Expo in London this week. Alongside the usual debate on OTC clearing, algo tagging and other regulatory conundrums, I was on a panel look...
For years the promise that ‘this will be the year of mobile payments’ has dominated industry news feeds. It’s true that mobile will eventually succeed the humble plastic card, but quite when remains t...
Myth Financial services firms shouldn’t use the cloud for its customer data because it is less secure than on-premise systems. Fact This line of thinking is extremely common among people in the financ...