The inevitability of inflation

Austerity is the new global standard with Governments all over the world trying to get balance back into their sovereign debt. The knock-on effects are there for all to see. The Greek people have reac...

Can fund industry learn from broker-dealer's tax reporting?

Broker-dealers have become the futurologists of the asset management industry. From what I have seen, the broker-dealer’s experience has affirmed the mutual fund transition to mandatory cost basis rep...

I trust your passport, BUT ...

I recall a passionate debate in 2011 with some colleagues on if internationally trusted national passports (sometime in future) will be ever trusted by businesses to allow people access to their premi...

Business Knowledge for IT

Consumer sentiment backs mobile wallet

It was interesting to read that the FSA has warned retail banks to update their payment methods to improve customer service. In letters written in January the regulator urged banks to move with the ti...

Finance 2.0

Austerity alternative?

The last few years have seen Governments introducing austerity measures as the solution to the gigantic sovereign debts, which have accumulated over decades. Of course it’s not just Government debt bu...

NextBankAsia - Challenging the Status Quo

Today in Singapore we've had a gathering of a collection of real innovators and disruptors in the financial services and customer experience space. The line up at#NextBankAsia was a bunch of strong in...

Innovation in Financial Services

The Long Tail of eInvoicing Success

eInvoicing is big business – and pretty soon it's going to be for small business too... There are many studies that explain the huge cost of paper-based invoicing and just as many that show the benef...

Demise of cash 2011

Cash is as we know expensive, risky, unhygenic, environment-unfriendly and an open invitation to crime, fraud, black and grey economy. Cash handling costs merchants in EU 50 billion a year. Are the co...

Innovation in Financial Services

Keep it private

I found the recent study by University of California, Berkley (UCB) on Mobile Payments: Consumer Benefits and New Privacy Concerns an interesting read (see news report here). It found that an overwhel...

Innovation in Financial Services

Give citizens a choice - and this is what they choose

Strong e-id is often needed when logging in also to non-banking services. Reusing bank e-id also there - especially in the public sector - is something of the most sensemaking aspects of also otherwis...

Innovation in Financial Services

Securities Lending - Intraday Data; Can it Benefit Everyone?

In financial markets across the world, the trading benefits of up-to-date information are clear; you can trade at the right price and buy or sell as the market is turning towards or away from you, boo...

Return to sender

This is the way to get e-invoicing penetration figures up fast. Return paper and e-mailed PDFs to senders. in the words of Elvis http://dmyoutube.com/watch?v=Z54-QHEZN6E.

Innovation in Financial Services