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The government has taken steps to bring the private sector under the IR35 rules. The proposal is now in the consulting department and if it gets implemented, the businesses that are engaging the indiv...
Competition has long been heralded as key to driving economies and industries forward. When firms compete, it’s believed that consumers get the best possible prices, quantity, and quality of goods and...
Money. There never seems to be enough of it! We live in a world that is not very keen on delayed gratification. So, it can be very hard to fight the temptation to give in to certain purchases in the h...
Increasingly, companies are striving to be data-driven. Decisions are not only informed by data but are made precisely because of data. This enables companies to make more prudent and productive decis...
Most people can remember a situation in their lives in which they experienced a huge amount of stress when dealing with money. Whether it was a bad encounter with online banking, a struggle when plann...
It might sound too good to be true, but there is a way to gain greater visibility over group cash, reduce payments fraud, and extract further value from ERP systems – without migrating decentralized s...
Humans are short-term focused Ever since we were little, our (grand)parents have been pushing us to save more money for unexpected costs. The funny thing is that although many of us understand the con...
There’s mounting evidence that the financial services sector is starting to come to grips with the chatbot hype. The recent decision of automated savings fintech Digit to scrap their chatbot made h
Worth over $600 billion to global economies (over $400 billion of that is to developing nations), remittances are big business, and act as a lifeline for millions across the developing world. Yet, de...
Technology is essential if linkage is to work for savings group members and for banks. But what technology? A soon-to-be-published report for World Renew documents my research on Savings Group linkage...
The simple answer: Savings Groups plus access to a formal Financial Services Provider (FSP). Sometimes! A soon-to-be-published report for World Renew documents my research on Savings Group linkages to...
Keeping up to speed with trends in technology takes time and effort, especially when it comes to financial technology or fintech as it is commonly referred to as. Money is streaming in to fintech, a