Welcome to Finextra. We use cookies to help us to deliver our services. We'll assume you're ok with this, but you may change your preferences at our Cookie Centre. Please read our Privacy Policy.
The World Economic Forum has just completed one of the most thoroughgoing studies into the effect of fintech on the financial services industry. Although ‘Beyond Fintech: A Pragmatic Assessment of Dis...
While there’s no template that works for all businesses when it comes to cross-border eCommerce strategy, there are certain key themes that seem to crop up again and again when discussing with colleag...
At EBAday 2017, speakers and delegates discussed the many accelerating changes affecting the traditional payments landscape today. One of the topics that attracted the most interest was the prospect o...
This September marks ten years since contactless cards were first introduced in the UK. Since 2007, contactless has represented a faster and more convenient way to pay. It has enhanced the consumer ch...
In the Middle East, cash is the preferred method of transacting, however the region is edging toward a digital society. 36% of Middle East residents are digital shoppers and are expected to spend $19B...
The regulatory gap in ecommerce payments is a pressing issue. Transaction Launderers are taking full advantage of the gaps in the current regulatory regime to funnel illicit ecommerce transactions in...
The demands of today’s shopper can make a retailer’s head spin. They love shopping online, but are more likely to buy in-store, they hate queuing but won’t do anything about it. They see shopping a...
It is no secret that the PSD2 regulation will open up the playing field to Fintechs and to the creation of AISP’s (Account Information Service Providers) and PISP’s (Payment Information Service Provi...
It is staggering to write this down, but contactless in the UK is nearly ten! And it’s exciting that ‘tap and go’ payments are going from strength to strength. Since the introduction of contactless ca...
2018 is set to be a very interesting year - particularly if your role has anything to do with payments or data. The go live date for PSD2 is Saturday 13th January and GDPR a short five months later, o...
PSD2 introduces two measures amongst others that potentially contradict each other and may limit their ability to hit the goals they set out to achieve: Payment Initiation Service Providers (PISPs) ...
Throughout the year, there has been plenty of discussion around frictionless payments, and reducing complexity for both consumers and for merchants. So, are card payments getting simpler, or more comp...