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George Ravich

The way to corporate banking customers' hearts? Go mobile!

By offering mobile banking services, banks can encourage their small business customers to upgrade from low-margin retail banking platforms to a higher-margin, higher-value cash management platform. F...

03 Jun 2011
Retired Member

The mobile wallet has finally arrived

The latest development in the world of mobile is that Google is about to unveil its version of the “electronic wallet” which will allow users to make payments at selected retail outlets at the wave of...

01 Jun 2011
Online Banking
Retired Member

Online payments -more than card payments

I have been working with one client to research and open their eyes about different options about to pay online. For example, in my former native country- Finland- most of the people prefer to pay wit...

01 Jun 2011
Payments strategies 2015-2020-2030
Retired Member

My view about Google Wallet as a platform

There has been lot of debate about Google Wallet, which itself is a new way to have credit card. It is plastic alright, but not like plastic we are used to have. It has screen, touch pads and you can ...

31 May 2011
Payments strategies 2015-2020-2030
Brett King

The coming clash of KYC and P2P

Clearly we are entering a phase of massive disruption to the payments system(s) and incumbents of today. To put that disruption in perspective, let's think about what has led up to the current slew of...

30 May 2011
Innovation in Financial Services
James Campbell

Square: where's the jam?

On Monday 23rd May Square made a number of company and product announcements: The Numbers: 500,000 readers shipped, and a new peak Daily GPV* of $ 3 million, Square Register: the new iPad point of s...

28 May 2011
Innovation in Financial Services
Brett King

Mobile Payments Palooza

Square POS and Cardcase, ClearXchange (BofA, Chase and Wells), Visa NFC trials, Google NFC trials - wow! Mobile Payments just arrived big time this week in the US particularly. So what does it all mea...

26 May 2011
Innovation in Financial Services
Retired Member

Security challenges in the age of mobile payments

It seems that the technology for supporting mobile payments will soon become widely available. Most of the major smartphone operating systems have announced support for NFC. Many big names such as Nok...

24 May 2011
John Dring

Does NFC equal mobile payments?

OK, I have not initiated a Finextra blog for a while. Time to at least put an alternate perspective on the raft of NFC spawned mobile payment announcements. NFC is being embedded in devices. POS te...

21 May 2011
Brett King

Resistance is futile - the end of banking as we know it...

My pals at BankSimple soft launched their debit cards internally for their staff this week, which is big news because it signifies the acceleration of the big shift in the BANK 2.0 landscape. Interest...

20 May 2011
Innovation in Financial Services
James Campbell

Square: is it a viable business?

No, not yet, but this might be about to change. Jack Dorsey recently made a photo post of an internal Square dashboard to celebrate their achievement of a Daily GPV (Gross Payment Value) of $2 millio...

20 May 2011
Innovation in Financial Services
Retired Member

The evolution of banking: where will banks qualify in 2012?

Banking is evolving. It may not be the fastest transformation on record but there has definitely been a real shift from the old branch and call centre customer services channels through to the new onl...

19 May 2011
Online Banking