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The initial target of the UK Faster Payments scheme seemed a simple concept to deliver - eliminating float (the three days gap between funds leaving the payee's account and arriving in the recipents) ...
The developing world and its booming Trade activities still remain very keen on traditional instruments such as the Letter of Credit (LC) and will most likely be for years to come. Even in the US, arg...
"Imagine a country where carbon becomes a new currency. We carry bank cards that store both pounds and carbon points. When we buy electricity, gas and fuel, we use our carbon points, as well as p...
It's the summer solstice in the northern hemisphere, which means that for us here in London in a few days time the nights will be drawing in - and of course it also means we're getting closer to Sibos...
With market and sector indices, constituent companies come and go. We knew when we formulated the Finextra50 Index that we would no doubt soon be making adjustments due to the amount of M&A going ...
Over the weekend I was ruminating as you do, with a glass of wine in my hand. The object of my rumination was, unlikely as it sounds, SEPA. I know, I know, I need to get a life – but bear with me. A...
Missed EBAday? Or perhaps momentarily lost concentration and missed a crucial point during a speech? I do that a lot in the afternoon. Where was I? Oh yes - no problem - here are all the Powerpoints f...
On the flight back to London from another successful EBAday (www.ebaday.com) I had the closing video sound track in my head. We aptly selected Europe’s Final Countdown as anyone involved with SEPA wil...
Blogging from Rome at the annual EBAday conference, a European payments forum organised by Finextra and the Euro Banking Association. Delegates attending the show are looking for guidance and insight...
........Echoing Chris Skinner's comments, pre-paid is a very attractive market with fantastic potential. Other interesting facts about the taget market of 18 - 34 year old UK folk include: Est. an...
With SIA-SSB and EBA Clearing putting the final touches on the SEPA Services for STEP2 over the next month, banks are gearing up to begin testing credit transfers from July, with testing windows for d...
The threat to the two giants of the card payments industry seems to be growing. Opposition to interchange fees and the emergence of alternatives could shake up the industry. According to The Economist...