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Many mobile device users are aware of basic fraud prevention steps like not clicking on suspicious links or downloading unknown apps. But what if the malware threats of the future come preinstalled on...
In the past 10 years, the world has fundamentally changed all around us—from the introduction of the iPhone which celebrates its 10th birthday this year to autonomous vehicles on our roads…and much mo...
By Arturo Gonzaléz Mac Dowell, On February 13th 2017 the EBA published its final draft on Regulatory Technical Standards on strong customer authentication and secure communication under PSD2 The offi...
Personal Financial Management (PFM) has evolved greatly since its birth in the early eighties. Originally developed to bring money management into what was then a widespread technological shift to the...
‘Omnia omnibus’ means ‘all things to all men’ in Latin. That is a good way to start a discussion on the meaning of omni-channel to banks. As with so many other financial services buzz phrases, omni-ch...
New technologies are allowing us to reimagine the entire customer payment experience. In the future, the only mandatory inputs for a transaction will be the merchant’s price and the customer’s accepta...
Do You Have a Mobile commerce Strategy? By the end of 2015, mobile share is forecast to reach 33% in the US, and 40% globally. As a society that is ever connected, we are now online more than we are...
Banking industry is going through a massive disruption cycle. And Retail banking is at the center of it. Fee and interest based revenues are under pressure. Traditional retail banks are facing a struc...
I have just read a fascinating report from ING. In their International Survey, ‘The Rise of Mobile Banking and the Changing Face of Payments in the Digital Age’, ING have surveyed users across Europe ...
Recently concluded Adobe Digital Marketing Summit in Salt lake city was clear indication of how Adobe is aligning its marketing offering for the future. In today's world, marketing does not end after ...
The recent release of a report by the FDIC on Branch actiivity proclaims proudly that branches are here to stay, at least for the timebeing, and there is little sign of a downturn. There are some seri...
While world is transitioning to digital economy, its Important to notice the rise of IoST (Internet of smart things). According to Gartner there are 3 trends driving Digital Business; And intelligent ...