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If you’ve had a mobile app developed, you’re doing a great job ensuring your business thinks mobile first. But, are enough people discovering and downloading your app? Getting your app discovered is o...
Today the Chancellor of the Exchequer Philip Hammond announced the Autumn Statement 2016. “I want to tackle the long lasting problem of fastest growing start up tech firms being snapped up by bigger c...
The short to medium term lending market is diverse, comprising customers entering the credit market for the first time as well as those re-entering. The first-timers often include students or migran...
Brave New World Would you believe, we still rely on fifteen-year-old technology for today's internet payment security? So much has changed in that time, the exciting news is we’re about to make a big...
Mobile banking apps are used more than 7,610 times per minute according to research by BBA As Bill Gates famously said: “Banking is essential, banks are not.” According to research by BBA and Statist...
Where a data gap exists, social media and other alternative data sources can open the door to previously excluded potential customers. How realistic is it to close the door on its use? Earlier this m...
At the forefront of Regulation AT has been a discussion on CFTC access to source code. That issue has been fought with strong opinions on both side of the argument. Regardless of any regulations, what...
No one ever said running IT was an easy task – certainly not in recent times. In financial services (FS), this challenge is compounded by other issues facing the industry, particularly around innovati...
The term “cashless society” is bandied around a lot. While there’s little chance of physical currency becoming obsolete any time soon, there’s no doubt that the rapid adoption of digital payment metho...
There has been a lot of talk about European instant payments With 2017 fast approaching, now is the time to look at practical delivery. We live in impatient times – everyone wants everything now. Dig...
It’s always cool when two different things come together to make you think. That’s exactly what happened on my commute this morning as I listened to David Bowie’s much-underrated album, Earthling. Jus...
The World Bank estimates that two billion adults don’t have an account at a bank or other financial institution. They are the unbanked; outside the financial system. PwC puts the unmet deposit deman...