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Merchants, consumers, banks all stand to benefit from faster payments. But are they ready? The UK e-commerce market is Europe’s largest and is set to reach £90 bn before 2020 (up from £60 bn in 2015)....
Recap For the better half of this decade, one could not help but hear and acknowledge the growing phenomenon of Financial Benchmark Reforms - an aftermath of manipulation and false reporting of global...
At first blush, you might think the kind of Artificial Intelligence applications that are deployed in industrial contexts would have nothing to do with financial services. Whether we’re talking manufa...
The 3rd January 2018 is a date that looms over financial firms, like a dark and ominous cloud they have to face in the not-so-distant future. On this date firms and regulators alike will be required u...
The Internet of Things (IoT) is, without a doubt, one of the biggest technological transformations on the horizon, with many already claiming that we are entering the second major digital revolution. ...
This is the 4th and final blog in the series 'Bank of Things' Connected people is really about the rebirth of “Personal area networks” (PAN), the concept that multiple devices on/with a person connect...
There has been significant discussion, and indeed some confusion, around the impact of MiFID II on investment research. Some investment firms, including M&G recently, have made announcements that ...
In a highly competitive business like banking, cost and performance efficiency is a major determinant of success. As a result, banks are always looking out for opportunities to derive a little more va...
Four Types of Regulation After having lived and worked in the US, UK, Switzerland, Japan and India, I have formed a view that each country's approach to regulation mirrors how we chastise kids in the ...
There are now less than two years until the General Data Protection Regulation (GDPR) comes into force. It will fundamentally change the way that companies capture, manage and store information. Thre...
As the European eCommerce market continues its meteoric rise, we spend an increasing proportion of our time looking at how to accommodate the diverse payment preferences of European consumers. Our mer...
U.S. regulators are pushing for more transparency into the $13 trillion US Treasury market after several regulatory agencies found that the government securities market is more opaque than they realiz...