Welcome to Finextra. We use cookies to help us to deliver our services. We'll assume you're ok with this, but you may change your preferences at our Cookie Centre. Please read our Privacy Policy.
Last week Google announced their long awaited NFC-trial for mobile payments. On the face of it, many perceive that Google’s play is an attempt to cannibalize the lucrative payments market, but if that...
Online banking is great. I highly recommend it. But if you aren’t careful to keep your computer secure, getting hacked can turn your online banking session into a nightmare. OddJob Trojan is the lates...
In a technology-driven industry like financial services, it’s easy to feel sorry for regulators. As CIOs and their suppliers find ever more sophisticated ways to drive efficiency—like dark pools for e...
Unsurprisingly, working for a software house specialising in Core Banking systems, we spend a fair proportion of our time talking about customer service and what banking customers really want from the...
When MiFID first emerged into the mainstream, many of us focussed on developing smart routing systems that could navigate the new fragmented liquidity landscape. Over time, these smart routers have be...
By offering mobile banking services, banks can encourage their small business customers to upgrade from low-margin retail banking platforms to a higher-margin, higher-value cash management platform. F...
The Atlanta Federal Reserve's Cindy Merritt -- assistant director of the Retail Payments Risk Forum -- offers a refreshing, plain talking critique of the PCI-DSS regime. She goes to the heart of the m...
More than 90% of online purchases are made with cards, whether they are credit, debit, or gift cards. A virtual payment that takes place online or over the phone, without physical inspection of the ca...
The benefits to financial institutions of flexibility, responsiveness and agility are well recognized. Organizations will be able to do more with less. Centralized, integrated and fluid payment system...
Recently there seems to have been an increased focus on the presence of foreign banks in China and their domestic China businesses. There was an article in the WSJ last week that mentioned the number ...
The latest development in the world of mobile is that Google is about to unveil its version of the “electronic wallet” which will allow users to make payments at selected retail outlets at the wave of...
A highly skilled work force is an IT department's biggest resource and likewise its biggest cost. When skilled employees - especially those at the top - are forced to allocate their time to routine t