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Like the single European currency and the Channel Tunnel, another ‘euro fantasy’ is now reality. T2S (TARGET2-Securities) is ambitious: a new, bespoke technology solution providing a best-of-breed set...
One month on from Project Verde, what have we learnt? Back at the end of last month, I wrote a piece for the Guardian about the collapse of the Project Verde deal, and what that debacle said about the...
I was at an industry conference recently that focused entirely on mobile wallets, listening to presenters from various industries talk about the future of mobile wallets. One thing is for sure: Nobody...
Think of any high volume, system generated paper document that you currently print and deliver by mail and chances are you’re already working towards converting each one to electronic delivery. But wh...
“…you gotta make the money first. Then when you get the money, you get the power. Then when you get the power, then you get the women.” Powerful words once delivered by Tony Montana (Al Pacino) in t
According to an American Banker survey conducted this year, the percentage of consumers who consider mobile banking “safe” or “very safe” actually fell in the last 12 months from 42% (2012) to 38% (20...
New payment "heroes" get hyped up a lot these days, hailed as the "saviors" or "the next best thing". The banks and the card networks get routinely thrashed. However, if ...
The chatter has begun in Mexico around the upcoming changes to CFDI. With more than 500,000 companies potentially affected, there is a lot of posturing by solutions in the market place. But what is im...
Given all the hype about getting closer to customers, you’d think that banks would be first in the queue to invest in technology that enables them to follow individual lifestyles based on unstructured...
Electronic invoicing isn’t new and has been around some time in the form of electronic data interchange. A question I am frequently asked, and most recently by a UK government Minister, is if e-Invoic...
With the recent news that the Council of the European Union is demanding that SEPA migration efforts are doubled, the question remains, do payments professionals fully understand the steps to becomin...
Two out of every three people that 'walk' into your 'online store' will shop around, select items to buy, add them to their basket and proceed to checkout. Then just as they pull out the credit card, ...