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Banks have been so focused on building the mobile retail solutions for consumers that they could be missing out on a huge opportunity in commercial mobile banking. As with most trends of new innovatio...
I've been recently debating with bankers and credit union executives on the core banking proposition they offer to new prospects. One of the realizations that led me to this was some recent research r...
Some figures - please compare notes from your countries - 90% of the population use Internet (but only 57% in the 65+ age cathegory - 81% do the bill payments in e-banks (98% in the 20-39y), 8% di...
E-identity and electronic payments are two sided markets. Meaning: they serve two distinct groups of customers. Payments are about payers and payees and e-identity is about respectively users and rely...
There is certainly a lot of focus in the UK on small businesses at the moment. Given the massive potential for small businesses to plug the hole in the UK economy, it is unsurprising that the failure...
European banks and their IT leaders will spend the next several months trying to run a virtual triathlon (for those interested in the real one, please Google “Frankfurt Ironman”) comprising: Achieve ...
Go through your smartphone right now. Look at each app and seriously consider whether you need it. If not, delete it. Then, determine which of the free apps are worth upgrading to the paid versions, s...
This is a very exciting campaign launched by the Commonwealth Bank in Australia. After some weeks of teaser posters around the country and some art installations etc with the big letters CAN'T on the...
To understand how Transaction Banking (TB) will evolve there's no need for crystal balls. Just look at what's happening in the procurement departments of the corporate world, and you get a sense of it...
Having played this game since Lynx browser and dialup apana, its great to see some milestones in banking hit over the last month or two. MILESTONE Bank of America with their 10 million users shows tha...
The incoming head of the financial regulator has taken customers and their banks to task for perpetuating the myth of free banking as discussed in this BBC Business Article. Andrew Bailey says banks ...
Electronic delivery of bills and statements promises to save stationery, printing and postage costs for banks, mobile network operators, municipalities / boroughs, utilities and other types of billers...