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From a suspicious and sceptical currency alternative to a quintessential business tool that could bring down cost of operations, with lightning speed and unswerving trust, has been the journey of Bloc...
It remains one of the great ironies in the banking market: banks make big investments in digital applications for the consumers who refuse to pay (“free checking!!”) and comparatively little investmen...
Being ‘digital first’ is the recipe for success for any business. As our dependence on technology increases, businesses are recognising that they must change their game-plan. This is no truer than in ...
It’s that time of the year where people flood your social media news-feed with selfies, old pictures, and hashtags dedicated to their dads. Several of these posts which praise a father publicly tend t...
There have been a number of vendors getting in to Robotic Process Automation (RPA) to address some of the tedious aspects of AML compliance. As many know, even the best AML compliance systems tend to ...
In his new book, Competing against Luck, Clayton Christensen, Professor of Innovation at Harvard Business School, describes in detail the Theory of Jobs to be Done – a deep understanding of why someon...
Security teams and IT departments at large enterprises across all industries are faced with securing against an ever expanding attack surface daily. Previously, vulnerable points of entry used to live...
We’re beginning to see a divide in the payments industry, not just between incumbents and new players, but a sub-divide between banks themselves. Some traditional financial institutions have been able...
The countdown is on. The much-discussed EU General Data Protection Regulation (GDPR) will come into force in less than a year and has the Information Commissioner’s Office (ICO) on hand to dish out pu...
In the early 2000s when the internet was still young, Visa, MasterCard and the other major payment card schemes had a choice. They could create a system that made using credit/debit cards on the inter...
How PSD2 and GDPR may improve retail payments for all? Following my time setting up a new community bank (credit union) on an out sourced banking platform to UK consumers I have been watching the deve...
No other technologies have transformed lives on the planet as dramatically and as fast as Information Technology has. Interestingly, this dominance is likely to continue in years to come. Firebase is ...