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The need to develop new customer propositions has become more important recently because of the new market entrants that many claim are eroding the traditional bank’s business in the payments space. I...
We have been speculating a lot on the role that social media giants like Google, Facebook and technology companies like Apple or Square could play in the financial services arena. They have been posit...
As reported, this greatly surprises me - apparently placing the Credit Card number within the URL, and thus by changing the URL exposes other Credit Card details within having to go through the Access...
Innovation in the retail banking industry is surely a oxymoron! Never noted for out-of-the-box thinking sleepy bankers have always been very keen to protect what they have and just take the money. Not...
SEPA is going to get a firm date at last but where are the sanctions for countries who don't comply? I have said this many times before but rules without a penalty are not worth writing. It's of cours...
So Basel III looms large but will it be in-step with the rest of the world? We all know that we are now in a global economy and financial services has to come to terms with a rapidly changing world an...
EBA Day has been quite something this year. It has grown enormously and now rivals SIBOS for quality of speakers, delegates and exhibitors. The concentration of top quality people in the payments spac...
You may have noticed a lot of security news in the media recently - whether it's the latest victim of hacker group Lulz Security, the folks at Lockheed Martin or the Anonymous group activities. Or clo...
Basel III appeared like a dark cloud over sunny Madrid at this excellent EBA Day event. There is plenty of detail that has yet to emerge so discussions and debate is somewhat premature however there w...
For the first time in a long time Sepa hasn't really dominated EBAday. Finally, it seems, we're nearly there on migration end-dates and can start concentrating on other matters. The EC's Michael Thom ...
A broad range of activities - and not just cost cutting - must be adopted if a financial institution's market share is to be maintained and managed, and are imperative if market share is to grow. Cons...
(original interview from www.FDE.com) The processes that dictate cash flow are moving online as e-invoicing and e-payment become more common, but in the payments space there is much to be done as com