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Bacs, the company responsible for the schemes behind the clearing and settlement of automated payments in the UK, celebrated a major landmark lat year - 100,000,000,000 transactions processed since 19...
Data Integration Is Key For Banks To Capitalize On The Digital Opportunity The digitization of customer experience is rapidly changing the traditional retail banking business model with the use ...
Imagine you’re at the station, waiting for your train. On the wall is a supermarket poster featuring some ready meals and a choice of grocery essentials. Using your phone you scan three items you’d pl...
Going Digital is not just about mobility or mobile banking. There needs to be a pragmatic view of the full end-to-end banking process from initiation to settlement and confirmation where the benefit
As a senior executive in a fintech firm, the chances are that these two assertions will strike a chord: you sell solutions and you want the market to see you as a trusted advisor. How do your sales a...
In Africa, the use of simple phone based payments such as m-pesa are on the rise. The infrastructures are neither complex nor expensive. The unbanked markets are seeing huge growth in mobile payments ...
There’s no shortage of studies about the hidden costs of cash. Take this recent HBR report for example. On the face of it, they all make a solid case for society to turn cashless from tomorrow. Howev...
It seems hardly any time goes by before another exchange has merged, clearing house launched or regulatory requirement hoved into view. I feel for COOs and Heads of Operations at clearing firms and br...
Summertime is here…and that means sunshine and vacations. Most people love summertime, including scammers! Hackers can use this time to take advantage while we are planning vacations or on vacation or...
There is no doubt that in order to remain competitive and thrive, banks are no different from any other business in that they need to grow, whether that is by increasing the number of customers or the...
Whilst some similarities exist, Barclays Community Bankers look to have a more rounded offering when added to the Barclays Digital Eagles. This is different and has the opportunity to be more compelli...
A tsunami of regulation continues to hit the investment banks, making them appear relatively unattractive to their own investors, and ultimately leading to a stagnation of their share price. To rectif...