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CRD IV is the EU implementation of Basel III for banks, which affects approximately 2,400 investment firms that are prudentially regulated by the FCA. It comprises two sections: the Capital Requireme...
The European Commission has adopted: a delegated regulation amending the European Markets Infrastructure Regulation (EMIR) to exempt the central banks and debt management offices of Japan and the Uni...
I have been bullish on smartwatches for over a year. Now that Pandora's box has been opened by Samsung and Qualcomm, with Apple to follow soon (not to mention such "swallows" as Pebble), wh...
The European Commission has published a new answer in its Q&As on the Markets in Financial Instruments Directive (MiFID). This is about whether a rolling spot foreign exchange on margin takes th
In my previous blog I mentioned the growing external pressures for brokers when it comes to the reconciliation of exchange traded and over-the-counter derivatives. With EMIR requirements coming into ...
HM Revenue and Customs (HMRC) has published a draft of the Taxation of Regulatory Capital Securities Regulations 2013. The Regulations set out provisions in relation to the taxation of Additional Tie...
Mobile payment can transform your shopping experience, making it more convenient and easy—and it’s secure, too! Forbes reports, “Shopping has become very impersonal. Few people have a relationship wit...
Mobile shoppers are on the rise and mobile device owners are fast becoming a lucrative shopping demographic. So why are mobile players still sentencing their customers to unnecessary friction at the c...
Most of the banks run on systems build in the 70s-80s. They keep patching them up, tweaking here and there, instead of doing the right thing: create a totally new architecture from scratch, test and d...
Back in 2009, in the wake of the financial Armageddon, world leaders pledged in their G20 commitment in Pittsburghthat all standardised OTC derivative contracts should be traded on a platform and cen...
ICT outsourcing has evolved considerably over the last two decades. It has gone through a transition from the 1st generation monolithic deals of the 80s and 90s, when it was characterised by immature ...
There has been much discussion in the media of an impending ‘collateral crunch’ in central clearing, but less talked about is the likelihood of an ‘on-boarding crunch’. It’s interesting to see that th...