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The new report “The Payments Transformation Race: Criteria for Success” from Aite and Icon Solutions identified that banks that have a clear and robust payments transformation plan are more profitable...
Since the European Banking Authority (EBA) published its Opinion in June on the strong customer authentication (SCA) requirements of the revised Payment Services Directive (PSD2), I've been thinking...
Payroll card users might not be who you think they are, according to a new report by Mercator Advisory Group, a news and reporting leader in the U.S. prepaid debit card market since 2004, and in Canad...
UnBanked – They don’t need Banks! It's SIBOS!! For me this the best time of my year. I have been to 17 of the last 22 SIBOS’s. For some, their event is the Super Bowl, the Olympics or FIBA Basketball...
In the last decade, the lending industry has grown and diversified massively. New business models have evolved, and alternative lenders have entered the market creating competition in a space previous...
Given the recent gig economy bill passed in California that promises to transform how the state classifies independent workers, now, more than ever, increased focus is being placed on the experience o...
Hundreds of blogs and articles have been published about PSD2, all calling it a revolution in the banking and payment landscape. With the deadline of PSD2 roll-out (14th September) just passed, I am s...
It is surprising to find nothing on the agenda of SIBOS conference or the SWIFT Payments Market Practice Group about the recent court decision that negates vital content of the SWIFT Message Reference...
Harry Newman, Head of Banking, SWIFT Domestic payments are getting faster and faster. Real-time and instant are now synonymous with the transfer of value between businesses and consumers. How is this ...
Indian banking ecosystem has over 920 Million debit cards in circulation. That is almost 20 times as many active credit cards in the country. In spite of the great number of cards in circulation, our
Despite all the new and varying financial players in today’s market, banks still hold a vital position in society. Firstly, they play a huge part in ensuring the stability and the integrity of the fin...
Building on the huge success of contactless payments we gradually experience next steps in development of the checkout process. The battle to convert cash into electronic payments enters the final sta...