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Payment systems are complex and no two are the same, but if you’re thinking of upgrading or changing your payment system, there are five key areas to consider with your prospective platform. Control I...
Payment fraud evolves constantly, changing and adapting to the systems, networks and infrastructure. Criminals are always on the lookout for a weak link in the payment cycle to exploit, altering their...
It is a wellknown fact that the capability of IT is doubling in relation to its cost every year. It seems to be less wellknown what it means when something huge is doubling and doubling and.. (Ray Kur...
I went to a banking technology seminar just over a year ago where the main focus of the presentations was how to create a single universal payment message type and the issues around customer ID&V
I've got a confession to make. I still sign my signature with a pen when I use my credit card. I don't have to, and I really shouldn't. I've been writing about technology, banking and payments on and ...
Consumer research we carried out recently amongst US consumers paints a worrying picture for putative mobile wallet issuers. We asked 1015 US consumers who they most trusted to issue mobile wallets. T...
As mobile applications become increasingly important to users, many companies are failing to leverage them to boost consumer engagement. According to recent Genesys research, there are an estimated 1 ...
By February 1st 2014, all qualifying organisations must comply with the SEPA framework. Many businesses are yet to make the required changes to their financial processes missing out on opportunities s...
Continuing our journey to understand the mobile payments ecosystem, let’s look at card transactions, how they happen, and who gets money for them. Again, please correct me with comments where I’m wro...
Were you at SIBOS in September? If so, did you get a chance to see how new products, services and technologies are being rolled out in the Middle East and North Africa (MENA) region? During my last tr...
Let's for a moment think outside the box and try to forget about using the SE in the mobile phone as a secure storage for the card info ... consumers already have the proper secure elements in their c...
Money2020 was a great event that I missed. Yet, judging from media coverage and comments from people who did attend, there were few surprises there. There were some weird product launches like Loop; t...