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Pat Carroll

Ringing into the next social generation of online

BT recently conducted a survey amongst 1000 of its staff in a bid to gauge their attitudes and approaches to online security. What caught my eye about this survey is the simple fact that going online...

02 Oct 2012
Online Banking
Pat Carroll

What can Project Oscar learn from Bradley Wiggins?

Project Oscar, the mobile wallet grouping between Vodafone, O2 and Everything Everywhere, has had the go ahead from the European Commission to develop a single mobile wallet platform hosting cards, co...

11 Sep 2012
Innovation in Financial Services
Pat Carroll

The cost of e-crime: a wake-up call for the retail industry?

The recent findings of the British Retail Consortium’s first e-crime study which estimates that UK retailers lost over £205 million in 2011-2012 due to e-crime caught my eye recently – particularly t...

29 Aug 2012
Innovation in Financial Services
Pat Carroll

Experian figures show just why we need EC3

Experian figures show just why we need EC3 and an industry strategy for countering Cyber Crime Following recent news from Experian that more than 12 million pieces of personal information have been i...

24 Jul 2012
Information Security
Pat Carroll

Protecting Pin Pad Payment

It was interesting to read in the FT's special on 'Cyberwarfare' recently which identifies that pin pad payment terminals pose a security risk for millions of consumers. According to MWR InfoSecurity...

18 Jul 2012
Innovation in Financial Services
Pat Carroll

Combating global cyber crooks

This week two large-scale fraud scams caught my attention. The first scam sees fraudsters using new and improved Zeus and SpyEye malwares to infiltrate people’s computers, enabling them to steal their...

28 Jun 2012
Information Security
Pat Carroll

Complaining in public

I was interested to hear this week that the US consumer watchdog, Consumer Financial Protection Bureau, has launched a public website that publishes consumer's complaints about credit cards. Intereste...

21 Jun 2012
Innovation in Financial Services
Pat Carroll

Securing our social media identity

We now live in the age dominated by social media networking channels in which people feel compelled to tell the world intimate details of their daily lives. This inevitably leads to a tendency to over...

19 Jun 2012
Innovation in Financial Services
Pat Carroll

Shaping the future of mobile banking

I took part in a panel debate on the future of mobile banking this week and it was a delight to hear the debate on what mobile banking might shape up to be. It is obvious that mobile banking is still ...

01 Jun 2012
Innovation in Financial Services
Pat Carroll

Securing faster payments

The world is moving faster − the payments world that is. The smartphone has revolutionised the way we live, the way we pay for things and the way we bank. The payments and banking industry has stepped...

24 May 2012
Innovation in Financial Services
Pat Carroll

MITB type attacks put customers off banking online

The fact that 64 % of respondents cited security concerns as a factor preventing them from migrating wholly to online banking doesn’t come as a surprise to me. Why? Because what we’re hearing from the...

22 May 2012
Online Banking
Pat Carroll

Keep it private

I found the recent study by University of California, Berkley (UCB) on Mobile Payments: Consumer Benefits and New Privacy Concerns an interesting read (see news report here). It found that an overwhel...

08 May 2012
Innovation in Financial Services

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