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One of the assumptions made by many in the post-Fintech world is that banks and other incumbents are engaged in a fight to the death over an already saturated marketplace; that this war for a finite m...
http://www.wired.co.uk/article/chinese-government-social-credit-score-privacy-invasion The Chinese Government social credit score project. Or rather Social Score or mass control. This is both amazin...
ICOs and ‘I Don’t Knows’ Reflections on the latest feeding frenzy Change is one of life’s constants. However, we have not seen the current velocity and volume of change at SIBOS since the Financial Cr...
Money makes the business world spin. It is the blood of the global economy and the air companies breathe. Alas, a team of professional financial advisers can cost an arm and a leg. Some small business...
How should you talk to your customers? Your customers are busy and yours is not the only application or relationship they use. They are bombarded with information, offers and advice. So how should you...
No one is talking about Tech these days without talking about FinTech, or financial technology to you. There are funds, accelerators, startups galore in this space. But where do you fit in? But what t...
Ok - so, those of you who follow me on Twitter know that we supplied our nine year old son an Osper card - which is a pre-paid MasterCard for youngsters. He’s been busy frittering away a year's worth ...
If you happen to notice of late, all banks now have been relegated to a commodity status. It doesn't matter which bank you want to do business with, you will find that all of these banks offer very si...
Square's recent troubles are not exactly a secret. Wall Street Journal published a detailed analysis on the 21st of April this year, detailing Square's financial troubles and their rapidly shrinking ...
I wonder what would happen if every financial service organisation in the world was required to make just six little fields of data available to customers in an automated and open standard automated f...
This is a very difficult for me to say… …we have had a really good run together…but it’s time… …it’s time we moved on…I need a break… …it’s not you, it’s me... …I have new needs… …I am no longer int...
“Innovate or die” is a business slogan which has been around since the mid-1990’s and was often used by the Microsoft founder Bill Gates. It struck me this week that considering this train of thinkin...