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Telco and IT systems failures have been featuring with alarming regularity in the press in recent times, with the Royal Bank of Scotland (RBS) fined £56m over an ‘unacceptable’ computer failure and Ul...
MiFID II imposes simple categories on a complex trading landscape, such as on- and off-exchange, or multi-lateral vs. bi-lateral. Obviously having some rules helps unravel complexity, but too many kil...
How many organisations do you know that look beyond the confines of their workplaces to understand the behaviour, values and even buying patterns of the future consumer? For any organisation to thrive...
Risk management has been transformed beyond recognition in the past few years. The regulatory wave unleashed by the 2008 financial crisis has created a need for a new layer of operations for implement...
The Social Security Disability Insurance (SSDI) is a federal insurance program, administered by the Social Security Administration (SSA). It provides monthly financial benefits to the disabled workers...
It's rare for all parties in a given industry to agree on something, but if the Ovum report, "The Critical Role for Cloud in the Transformation of Retail Banks" is to be believed, there is ...
It's no surprise that trust in the banking system is at a low point. In fact, according to the 2013 Capgemini world banking report, between 2006 and 2013 there has been a 50 per cent increase in the ...
With close to 80% of African families still without access to a conventional banking system, there is much work to be done to get basic financial services into the hands of the 1.1bn people that inhab...
Remember when your utility bills landed on your doormat instead of in your inbox? Remember when you payed for them with a cheque instead of direct bank transfer? It struck me recently how much paper h...
In the Middle-East, consumers have typically been most comfortable performing banking activities via traditional face-to-face interactions, and digital banking is consequently not as well-established ...
Days might be getting colder and darker as we head into December, but the outlook for SMEs continues to remain bright and sunny. The UK alternative finance industry report from Nesta and the Universi...
There’s a lot that can be said about the benefits of embracing digital and technology. But while other industries such as retail, travel and telecoms seem to be doing just that - the financial service...