Instigate change. Start a new collaborative Blog Group

Create group
Blogs
Bo Harald

Public-private partnership II - just words?

Another area where public-private partnership at some point may have had challenges is e-invoicing. Some have seen a danger that the PEPPOL-pilot for public sector procurement in EU will lead to the p...

06 Sep 2009
Innovation in Financial Services
Bo Harald

Public-private partnerships I - just words?

We are seeing a growing realization that there is no public sector - or private sector for that part - from a citizens point of view - only services produced somewhere (even if they are subject to po...

06 Sep 2009
Innovation in Financial Services
Bo Harald

AaaS - what could it be in banking?

AaaS - Advertising as a Service is not a service like Saas (Software as a Service) - it is a mindset whose time has come. Consumers are increasingly aware of the fact that they in fact pay the cost of...

03 Sep 2009
Innovation in Financial Services
Bo Harald

Socio-technical landscape

We should be today promoting common-sensical solutions for sense-making business. Are we? Maybe not… at least not often enough. The socio-technical landscape has changed so fast and we are still pris

23 Aug 2009
Innovation in Financial Services
Bo Harald

54 billions in Germany - too much or not enough?

Deutsche Bank Research report came out with this cost saving figure - referring to research at Hanover University. Is it too much - or not enough? The answer is yes... 1. If you only think about cost...

22 Aug 2009
Innovation in Financial Services
Bo Harald

Innovation - automating accounting for 20m enterprises..

The EC drive to reduce administrative costs by 25% in SMEs by 2012 is surely worth all support - especially as SMEs represent 63% of turnover. But it is not possible to achieve this goal without movin...

15 Aug 2009
Innovation in Financial Services
Bo Harald

Web squared - what does it mean for banking?

Interesting paper by Tim O'Reilly and John Batelle titled web squared. Starts out by describing how the Web 2.0 "network as a platform" enables applications that get better the more people...

11 Aug 2009
Innovation in Financial Services
Bo Harald

It works in practise - BUT - does it work in theory?

This was the famous statement - allegedly by Chrusjtjov viewing a combined harvester demo at a sovhos. It came to my mind when reading the often so eminent Economist - now the "Modern Economy The...

09 Aug 2009
Bo Harald

Dream scenario for VAT auditing

Making life easier and work more productive for SMEs in EU is a central goal for EU and most member states. More productive SMEs means more productive large enterprises and lower cost for the public s...

04 Aug 2009
Innovation in Financial Services
Bo Harald

54 Billion reasons in Germany

From Deutsche Bank report: “the bulk of the companies [SMEs in Germany] squander the sizeable efficiency gains that come with the introduction of digital invoices. According to estimates by researche...

31 Jul 2009
Transaction Banking
Bo Harald

Global attention for e-invoicing

Potentially useful repository in Business Week.The Real Time Economy Community site is still second to none - especially as we are in the next phase moving to automated real time accounting - starting...

22 Jul 2009
Bo Harald

Co-regulation time

I wrote this blog post back in 2007 and keep coming back to the theme rather often. As said there - business should morally embrace the need for regulation - it cannot be avoided - be it the environm...

22 Jul 2009

Now hiring