Welcome to Finextra. We use cookies to help us to deliver our services. We'll assume you're ok with this, but you may change your preferences at our Cookie Centre. Please read our Privacy Policy.
The Payments Services Directive 2 (PSD2) is shaking up the industry, and for good reason. There is sometimes a tendency for the payments ecosystem to expect doom and gloom when it comes to new regulat...
As the volume and market share of online payments explodes, are AML efforts keeping pace? The volume of online payments is skyrocketing. Worldwide, retail ecommerce sales reached $1.915 trillion in 20...
Digital transformation has become an overused term across all industries, but a lot of organisations are still missing out on opportunities to use digital to differentiate themselves from competitors....
Trade finance is increasingly becoming the number one use case for blockchain with the greatest potential to benefit from this technology. In previously blocks I already showed the accelerated activit...
I live in a town called Villa Arriba (uphill town in Spanish), which is very close to Villa Abajo (downhill town). Although they are close, they communicate through intricate mountain roads and there ...
So, imagine you are CEO of a major British bank. You’ve got a problem to wrestle to the ground. Who do you really want to have as your customers? It’s not as easy as saying “anyone”, (which is the
In recent years there have been a significant number of new "neo-banks" or "challenger banks" launched with much hype, here in the UK. Many of these appear to have been brought to ...
There has been interesting news with a major banking platform offering Cardless Cash at ATM’s[1]. Having worked alongside the RBS project in 2006 to launch access to emergency cash in 2007 whist wor...
While digitalisation of banking processes has been gathering pace in many areas – from Retail Banking to Payments processing – Trade Finance has been lagging in its digital journey. Recent research fr...
After a frantic few days in Copenhagen for Money 20/20 Europe, I’m finally back at my desk. The flight home gave me a bit of time to digest the discussions and presentations and, amid the melee and co...
The world of finance is changing. Consumers are becoming more demanding for ease of engagement, while financial institutions are under pressure to transform services using advanced technology. With a ...
When GDPR comes into effect in May 2018, financial institutions are going to feel the impact of this legislation throughout their entire business model, including how they execute and manage Know Your...