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10 Downing Street opens doors to startups The government looks like it could be taking innovation a bit more seriously. David Cameron hosted a startup pitch in his living room. The doors of No. 10 Do...
Today’s banks need to cater to a new generation of digitally native consumers who have radically different expectations from brands than any previous generation before them. Understanding these custom...
For regulators and professional investors alike, it has never been so important for hedge funds to demonstrate a smart, rigorous and integrated approach to risk management as it is today. While inves...
Whilst the industry (Bankers) reel over having bonuses clawed back, I begin to ask myself if they really understand the responsibility that they hold? Making decisions on fixing rates, mis-selling pol...
What Does Your IT Budget and My Childhood Pocket Money Have in Common? You need to spend it wisely, as it is limited, but continue to provide for your needs now and into the future (or at least until...
In every market I visit, the message is clear – it is all about channel innovation. A couple of weeks ago, I attended the West African Banking Dialogue in Lagos. This event brought together top banks ...
The idea of offering results ‘right now’ is becoming a competing differentiator in various industries. Examples are galore: same-day delivery in retail industry, immediate booking of cab through mobi...
Over the past couple of years, the Investment Book of Record (IBOR) has been a topic increasingly seen in articles, interviews and conferences. The fact that it is still widely discussed, suggests tha...
In recent years, we have seen a lot of innovation in the payment space. It’s not just cash, credit card or cheques anymore. You pay for your coffee with your contactless card or mobile app. You do so...
Current predictions show there will be five billion connected devices on planet earth this year, including smartphones and tablets, serving a billion online bank accounts and contributing to US $13tri...
Imagine you’re at the station, waiting for your train. On the wall is a supermarket poster featuring some ready meals and a choice of grocery essentials. Using your phone you scan three items you’d pl...
If you’re a European merchant acquirer, then I should think you are. In case you've not been following the conversations around the new regulations, here’s what we know already: The EU Commission c...