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In previous posts, I introduced the concept of retail banks’ unbundling to particular services. Also, I outlined the reasons FinTech companies are successful. I stressed that banks could defend themse...
I’m not sure exactly when it happened, but it seems to me that over recent years every few weeks we hear about this bank or another suffering an outage impacting customers or clients on some scale. ...
As Fintech firms continue to make breakthroughs and disrupt banking and payments services around the world, I was curious to hear the first hand experience of a start-up at the forefront of innovation...
This morning I read with interest a colleague’s blog post on the delay to the publication of the ESMA technical standards from July back to September. Whilst I appreciate that these things are compli...
The 2015 election has given us all a good shake. On the face of it, the status quo is maintained, with David Cameron and George Osborne (the man who brought us pensions flexibility) returning to offic...
Criminals always go where people go - this is the first thing we have learned in the 1st day Criminology class (sure together with many other interesting stuff, please note that there was no Discovery...
One of the commonest parts of a, four party model, transaction yet one of the most misunderstood concepts in our industry. Cited by EU politicians as the cause of inflated consumer pricing and pillori...
The European Commission (EC) and ESMA have agreed on an improved process to draft the Level 2 texts for MiFID II. On the back of those discussions, ESMA asked for a 3-month extension on their own dea...
Ever since FinTech found life outside of Silicon Valley, it was only a matter of time before London established itself as the most desirable location for FinTech growth. The UK capital received $539 m...
With all due respect, the label "digital banking" does not accurately describe the stronger impact technology is having on banking right now. Digital, as it relates to Information Technolog...
Get the Best New Apps on the Market! The Best New Apps for iPhone Smartphones & Tablets Tech junkies looking for their next app fix will be thrilled with the hottest new apps to hit the digital...
Accessibility is very critical part of providing Digital Banking service, even if you have the best online/mobile banking application - without accessibility it has no use. In theory, accessibility i...