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OK. If you have been following my blogs... You will know that I am investing my time and energies into person to person lending. With a wave of person to person lending start ups over the last few y...
After much discussion and soul-searching – the largest banks in the EU have finally published their stress test results to the European Banking Authority which, in turn, published them to the wider ma...
The stress tests are set so low and are missing the most key in todays market with sovereign debt. Still some banks across Europe has failed. What good are these tests and do they tell us anything abo...
IRS yesterday issued Notice 2011-53. This Notice is the third that addresses the US law that was enacted back in March 2010 - the Hiring Incentives to restore Employment Act. Title V of that Act was...
Isn't Google extraordinary? We hear today from our friends at Experian HitWise that fully 92% of all searches in the UK are undertaken through Google. Blimey. 92%. That's a lot. For all the effort tha...
The news from the UK Payments Council that cheques will no longer be forcibly scrapped in 2018 has, perhaps inevitably, received mixed responses. For the banks, issuing, handling, securing and process...
I was recently browsing, when I came upon an interesting article. It was discussing the Monty Hall problem. For those of you who don’t know, this problem is based on a US quiz show and has caused ...
I finally got one of those “I’m stuck in London” emails. My friend Kate’s Gmail account was hacked, and everyone on her contact list received an email from a hacker posing as Kate: “Hi, Apologies, but...
Once criminal hackers get a person’s username and email address, they can begin to launch a targeted spear phish scam. Scammers copy the design of each breached entities outgoing email campaign and bl...
I was all geared up to write a blog about the UK Payments Council's U-Turn on cheques - it was going to cover themes of democracy, banking innovation, understanding the customers (ALL of the customers...
Will the fallout from the News of the World scandal hit the banks next? It seems that not a day goes by without more revelations of hacking and data theft relating to the News of the World and its sis...
What is the point of Facebook and Twitter? Many have asked. Are they really there just to eat into your productive time? Aimlessly looking through the endless new feeds of people who you didn't bother...