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There’s a curious “truth” doing the rounds in the peer-to-peer sector. It goes something like this: Institutional money has arrived in crowdfunding big time. This is a fantastic endorsement of this g...
The adoption of digital technologies is accelerating the convergence of the corporate and retail worlds and a more customer-centric set of services are increasingly being demanded of banks, financial ...
In the previous Digital Banking Security tip, I have mentioned about what are needed in order to prepare a nice security cocktail for your bank and Fraud Detection System (FDS) is one of the most crit...
With the retail landscape becoming increasingly competitive, businesses are constantly looking for new ways to stay ahead of the competition and steal market share. Internet shopping has evolved signi...
When the "Location Based Services (LBS)" and "Banking" terms meet, usually the very first thing come to mind is Branch / ATM finders in the web sites. Actually LBS have much more p...
Security is one aspect in banking on which no customer would compromise upon. Banks too have been trying to incorporate the latest technological upgrades so that they do not become an easy target for ...
One of the main challenges Digital Banking professionals face is to find the equilibrium point between security and functionality. At the end of the day we all want to provide the best digital banking...
Despite its high profile and buzzword status – in practice, big data and analytics continues to be underutilised and less than adequately applied by a number of financial services businesses. With suc...
So much is changing in the way people pay in India. As Axis Bank introduces WhatsApp for P2P mobile payments, and mobile operators launch mobile wallets, it was inevitable that the pain point of bill ...
No industry is immune to bribery and corruption but a large number of companies are still all but ignoring this growing problem. The 2015 Deloitte Bribery and Corruption Survey of Australia and New Ze...
As we talked about " What happens if mobile banking user's phone hacked" in the previous Digital Banking Tip, now it is time to go a little deeper in the subject. Mobile security is a concer...
Merchants exposed to a US-style myriad of ever increasing scheme fees while Visa enjoys a constantly rising share price. I am greatly concerned by this week's announcement that Visa Europe is set to ...